Stellar Community Fund

Products & Services

Chronospay its a platform for business to get payments all the ways digital (on internet) or physical (in person)

Web base solution (eWallet+WebPOS+Business Dashboard):

Multi currency
Dashboard (balance of each currency digital and fiat)
Deposit and withdraw
Send and receive
Make payment request (link or button payment)
Web POS
Details of transaction
Details of payments request (status, refunds, standby)
Payment FIAT/crypto gateway (sBTC, sETH, BTC, ETH. USDC. USDT, XLM, ARSX, BRL)

Mobile version (iOS and Android) (eWallet):

Multicurrency (FIAT & Crypto)
Deposit and withdraw (Bank account, creditcard and ATM)
Send and receive
Make payment request (link or button payment)
Details of transaction
Details of payments request (status, refunds, standby)

Administration Backend :

General Dashboard Financial and Perforce KPI (balance of FIAT and crypto accounts)
Onboarding administration : KYC, Screening and compliance
User administration: Profile, status, and performance
Transaction details and administration
AML algoritm parametrization
Referral program administration
Reposting (crypto, fiat, users, etc)

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Previous Project(s)

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Progress so far

Partnerships:

Bind Bank (Argentina)
COELSA
Finclusive
Jumio
Wyre
Prisma
Banco Pichincha
GBBC Global Blockchain Business Council
HASAR
Inegenico
Unicred
Delpaiscooperativa

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Product:

Stellar Argentinian Anchor on Production
Stellar Ecuador Anchor on Production
US Anchor (On/Off Ramp) on Production -ACH and Wire
Web Base Platform on Production
eWallet on Production
Administration Backend on Production
POS integration on beta

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Licenses:

PSP License (Argentina and Ecuador)
Crypto License on going

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Fundraising:

Q1 2020 Cofounder Fund
Q2 2021 Angel investor

Going to market in: Argentina, Ecuador, Uruguay

Users: Q1 50 Business, Q3 2022 150 Business and Q4 3000 Individuals

Goals

6 months from now Chronospay will be available to use in the mayor retails in Argentina, with the possibility to use like alternative payment procesador for FIAT and crypto and also make crossborder payments or send remittances to other countries (anchors available). In parallel to this fase we will making the integration in others countries Peru, Ecuador, Paraguay, Bolivia and Mexico.

When is done with the commercial agreement for local merchant and retailers we will available to send remittances or payments in the all chronospay network.

Goals:

Customers Acquisition: Business 20.000
Get license crypto payments
Brand recognition in LATAM (Digital social media and traditional)
Build a best team (Technical and Commercial)
Impact a 5.000 peoples helping (financial inclusion & Education)

Technical:

Integration with stellar anchor: in each country we have presence (Build anchor if are not available)
Integration with credit card processing international
Integration with US bank system and EUR
Integration with Ecommerces LATAM
Integration with POS LATAM

To get there, we will use our requested budget of

to:

To meets all our goal we have a complete plan to go it. Our teams have special task and goals for each one align to the main goals.

In the commercial and partnership, we already have agreements and MOU with the most important POS suppliers, Ecommerces and Banks or Financial institution of LATAM to expands integrates our services.

In the technical side, our CTO, Project Manager and Developer teams have a wide experiences in blockchain technologies, we build an anchor for Argentine peso, and we are working for the anchors for Ecuador and Uruguay. Also we make the integration of the cardproccesing system and the integration for the bank network in Argentina.

Overview

Our solution is build on top of stellar network and we bring all the advantage in products to people to use in the day by day. Freelances can send request payment by WhatsApp/email to get pay in credit card or crypto and make the settlement in local currency or crypto taking the control all the transaction and followup the payments Or think in a farmer who need to sell your product direct to other country with Chronospay Now its possible.

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Links:

https://www.instagram.com/ChronosPay/

https://www.linkedin.com/company/chronospay/

https://twitter.com/ChronosPay

https://www.facebook.com/ChronosPay

https://play.google.com/store/apps/details?id=com.chronoswallet&hl=es_419&gl=US&pcampaignid=pcampaignidMKT-Other-global-all-co-prtnr-py-PartBadge-Mar2515-1

https://apps.apple.com/ar/app/chronos-pay/id1547445566

Team

CEO and Cofounder - Patricia Shimamoto - linkedin.com/in/patricia-shimamoto-87664720

CTO and Cofounder - Matias Nicolas Plano - linkedin.com/in/matias-plano-79a475b

* The amounts shown are budget requests and not (yet) granted to the projects. During the Community Vote phase, voters can indicate whether the project deserves the amount it's asking for (budget request). The total pool of XLM available for SCF#11 is 8M XLM. SDF will allocate the XLM equivalent of the specified USD budget of the submissions with the most votes in descending order of rank until the earlier of (i) the XLM Pool is fully distributed (ii) there is not sufficient XLM remaining in the XLM pool to fully fund the next ranked submission or (iii) there are no remaining eligible submissions. The USD valuation of the budget request in XLM will be calculated using the CF Stellar Lumens-Dollar Settlement Price on December 5, 2022 as administered, maintained, and reported by the cryptocurrency index provider CF Benchmarks Ltd. (using the ticker “XLMUSD_RR”) (available at https://www.cfbenchmarks.com/indices/XLMUSD_RR). Learn more in the SCF Handbook.

*The USD valuation of the award in XLM is calculated using the CF Stellar Lumens-Dollar Settlement Price on July 5th as administered, maintained, and reported by the cryptocurrency index provider CF Benchmarks Ltd. (using the ticker “XLMUSD_RR”) (available at https://www.cfbenchmarks.com/indices/XLMUSD_RR)

**The USD valuation of the award in XLM is calculated using the CF Stellar Lumens-Dollar Settlement Price on December 16, 2021 as administered, maintained, and reported by the cryptocurrency index provider CF Benchmarks Ltd. (using the ticker “XLMUSD_RR”) (available at https://www.cfbenchmarks.com/indices/XLMUSD_RR)

*The USD valuation of the award in XLM is calculated using the CF Stellar Lumens-Dollar Settlement Price on September 27, 2021 as administered, maintained, and reported by the cryptocurrency index provider CF Benchmarks Ltd. (using the ticker “XLMUSD_RR”) (available at https://www.cfbenchmarks.com/indices/XLMUSD_RR)

* The USD valuation of the award in XLM is calculated using the CF Stellar Lumens-Dollar Settlement Price on the date of transfer as administered, maintained, and reported by the cryptocurrency index provider CF Benchmarks Ltd. (using the ticker “XLMUSD_RR”) (available at https://www.cfbenchmarks.com/indices/XLMUSD_RR)