The JetPad Wallet App is a non-custodial neo-bank built on the Stellar Blockchain, designed to serve users seamlessly.

• USD Balance & Stablecoin Support – Leverages the Stellar Blockchain and SDF’s USDC stablecoin, integrating with Stellar Anchors for seamless on/off-ramp transactions.

• Save & Earn with Yield Protection – Mitigate inflation by earning yield through Soroban smart contracts and our integration with the Blend Protocol.

• Instant, Free Money Transfers – Send funds locally and internationally at no cost using the Stellar Path Payment API.

• Simple & Accessible Signup – All you need is a smartphone and internet access to get started.

• Virtual & Physical Cards – Supports both online and offline payments through card issuance.

• Integrated P2P On/Off-Ramp Marketplace – A Binance P2P-style platform tailored for Africa’s young and digitally active population.

• Bank & Mobile Money Transfers – Easily send funds to bank accounts or mobile money wallets.

• Stablecoin Utility Payments – Use Stellar USDC for everyday expenses, including water, electricity, cable, and other utility bills.

Maybe in the future, but not in this submission

$75.5K

At JetPad, success is clearly defined:

1. Empowering 20,000+ African Youth: Drive adoption by making JetPad Wallet the go-to financial tool for young Africans.

2. Achieving Strong Product-Market Fit: Continuously refine the product based on user feedback to ensure it meets real-world needs.

3. Securing Pre-Seed Funding: Attract strategic investors who align with our vision to scale JetPad across Africa.

Success isn't just about numbers—it’s about impact, accessibility, and reshaping the financial landscape for the next generation. 🚀

Unique Value Proposition

• Emphasizing Key Benefits: Highlight low transaction costs, seamless access, enhanced security, and the ability to transact without a traditional bank account.

• Educating Users: Develop clear, informative content that explains how JetPad leverages blockchain technology for everyday financial transactions.

Strategic Partnerships

• Collaboration with NGOs & Community Groups: Utilize existing networks to reach unbanked populations and foster trust.

• Partnerships with Mobile Network Operators (MNOs): Leverage their distribution channels to increase JetPad’s visibility and accessibility.

Digital Marketing Campaigns

• Targeted Social Media Outreach: Use popular platforms (e.g., Facebook, WhatsApp, X, TikTok) to run strategic ads and showcase user success stories.

• Influencer Marketing: Work with local influencers and financial educators who can authentically promote JetPad Wallet to their followers.

User Acquisition Strategy

• Referral Programs: Expand existing reward-based referrals, encouraging users to invite friends and family, driving organic growth.

• Community Engagement: Organize university workshops and local events to demonstrate JetPad Wallet’s features and benefits directly to potential users.

Onboarding and Customer Support

• Seamless Signup Experience: Ensure an intuitive onboarding process with multilingual support for broader accessibility.

• Comprehensive Customer Support: Provide in-app chat, phone, and social media assistance to guide users and resolve issues efficiently.

Scaling Strategy

• Pilot Launch: Begin with Nigeria, Ghana and Kenya as test markets to assess adoption and refine the product based on user feedback.

• Phased Expansion: Expand strategically to other African regions based on adoption metrics and market demand.

Feedback and Iteration

• User-Driven Enhancements: Gather regular feedback to refine JetPad’s features and address user pain points.

• Data-Driven Iteration: Use analytics to track user behavior and optimize growth strategies based on insights.

Leverage Existing user base

• Direct onboarding of social media followers: Onboard a great percentage of our over 50,000 social media community.

• Offer/Incentive driving: Give existing users of our previous products special access to new features and other exclusive benefits

Regulatory Compliance

• Understanding Regional Regulations: Work with legal experts to ensure full compliance with financial laws in target markets.

• Transparency & Trust: Communicate compliance efforts openly to reinforce trust and credibility among users.

over 400 Users in 2weeks into Beta-Test: https://docs.google.com/spreadsheets/d/1BlQmca0wJrANV_2kfUJOUdqm3wineEiYnSr1Md1vI20/edit?usp=drive_link

https://docs.google.com/spreadsheets/d/1IZILdFAjAvYEwo25g3-SNrfiAWs2yMrb2J9ZAqmQXhg/edit?usp=drive_link

CAC registration first approval (this is to legally enable seamless off/onramp with local banking for users): https://drive.google.com/file/d/1vjp8GPk_waXGB9599kJ4NEdBUG6zMLtO/view?usp=drive_link

Evidence of MVP Features:

Gasless transaction sponsored by jetpad paymaster:- https://drive.google.com/file/d/10kNrP2dotDResbp4eKwa-i7UOBIzrKJA/view?usp=drive_link

Instant crossborder transfer using jetpad tag(each jetpad tag maps to a unique stellar USDC address):- https://drive.google.com/file/d/10kws0GD-Fr-aGDRojWB164Cp6anklNM7/view?usp=drive_link

Jetpad Founder giving a project demo in the last BUILD ON STELLAR physical meetup Awka:- https://drive.google.com/file/d/1ByCHP87rEMkzFhCGPpKnhPHlwz4N6oDm/view?usp=drive_link

1. SEP-24 Integration

   • Brief description: Integrating Yellow Card/Busha and Alchemy Pay to facilitate on/off ramps in Nigeria, Ghana, Uganda, Tanzania and Nairobi.

   • How to measure completion: Successful deployment and testing of the TestFlight build.

   • Estimated date of completion: 6 week post-award distribution.

   • Budget: $7000

2. P2P Exchange/Cross-chain Swap-(Aligning with stellar mission on interoperability )

   • Brief description: Developing a marketplace within the Jetpad app that enables users to buy and sell Stellar USDC, Instantly swap their EVM chains coins/tokens to Stellar USDC facilitating seamless on/off ramps.

   • How to measure completion: Successful deployment of the initial MVP via TestFlight.

   • Estimated date of completion: 2 months post-award distribution.

   • Budget: $37,000

3. Develop jetpad-tag<>Stellar USDC Account

   1. Brief description: Developing the infrastructure to have every JetPad tag linked to a unique onchain wallet to hold and facilitate the cross-border/day-to-day transaction with USDC while having a simple interface of using just the tag and not the address.

   2. How to measure completion: Successful deployment and testing of the TestFlight build

   3. Estimated date of completion: 3 weeks post-award distribution

   4. Budget: $5,000

4. Complete Integration with multiple utility bill Provider APIs

   • Brief description: Development of the UI and Functionality to seamlessly use Stellar USDC for Pay any utility bill instantly.

   • How to measure completion: Successful deployment of the initial MVP via TestFlight and users successfully paying off bills with onchain transaction of stable coin.

   • Estimated date of completion: 4 weeks post-award distribution.

   • Budget: $10,000

1. Exchange/Cross-chain Swap

   • Brief description: Conducting testing of swaps from Ethereum, base to stellar usdc and vise-versa

   • How to measure completion: Launch on the App Store(Test-flight, Play-store Beta), making it publicly accessible.

   • Estimated date of completion: 3 week after MVP completion (including testing).

2. Move Existing Features to mainnet

   1. Brief description: Performing QA testing for all core app features: Account Creation, Swap, Sending USDC, Utility Bill payment with USDC stable coin

   2. How to measure completion: QA testing logs published on GitHub Pages and shared with relevant stakeholders.

   3. Estimated date of completion: 2 weeks after MVP completion.

3. SEP-24 Integration

   1. Brief description: Testing On/Off Ramp integration/transfer to local bank accounts.

   2. How to measure completion: QA testing logs published on GitHub Pages and distributed to necessary parties.

   3. Estimated date of completion: 1 week after MVP completion.

4. Improved Blend Smart Contract Integration

   1. Brief description: Creating a more intuitive interface that allows users to establish their own liquidity pools with contacts.

   2. How to measure completion: Launch on the App Store(Test-fligt, Play-store Beta),, making it publicly accessible.

   3. Estimated date of completion: 3 weeks after MVP completion.

1. Enhanced Admin Panel -

   • Description: Develop and enhance the admin panel for better transaction monitoring, user management, and analytics.

   • Measure of Completion: Deployment of enhanced admin panel with listed features and feedback collection.

   • Estimated Completion Date: 6 weeks from Mainnet start.

   • Budget: $14,500

2. Jetpad CAC and Nigerian Bank Documentation

   1. Brief description: Finalize CAC registration to legally allow JetPad operate direct bank transfer to users for alternative Oframp/Onramp

   2. How to measure completion: Get instant bank account for each user upon deposit-instantiation

   3. Estimated date of completion: 2 weeks from Mainnet start.

   4. Budget: $2,000

Core Team

• Valentine Ezekwonna (CEO | Blockchain & Software Engineer)
  Valentine is a full-stack software engineer with 5+ years of experience building scalable fintech and blockchain applications. As the founder of JetPad, he leads product architecture and development, designing a non-custodial smart wallet powered by account abstraction, gasless transactions, and seamless fiat on/off-ramp integrations. His expertise spans Stellar, smart contracts, backend systems, and mobile-first financial infrastructure. He has also built products like JetPad Airdrop Launchpad and has spoken at blockchain events on real-world adoption in Africa.
  LinkedIn: https://www.linkedin.com/in/valentine-blaze/

  Github: https://github.com/V-Blaze

• Oti Joseph Ifeanyi (CTO | Full-Stack & Mobile Engineer)
  Joseph leads JetPad’s technical execution, building scalable web and mobile systems that power core product functionality. He focuses on performance, reliability, and seamless user experience across the platform.
  LinkedIn: https://www.linkedin.com/in/oti-joseph-ifeanyi/

  Github: https://github.com/ifeanyi305

• Amaka Laura konwea (Product Manager)
  Amaka drives product strategy and user experience, ensuring JetPad remains intuitive and aligned with real user needs. She translates user feedback into actionable features that improve adoption and usability.
  LinkedIn: https://www.linkedin.com/in/amakalaurakonwea/

• Praise Onuche (Brand Manager | Content Strategist)
  Praise leads brand, communications, and growth, driving user acquisition through storytelling, content, and strategic positioning. She ensures JetPad remains accessible and trusted across its target audience.
  LinkedIn: https://www.linkedin.com/in/praise-onuche-2965a7228/