Stellar Community Fund

By Automated Finance

AutoFi: NO-CODE Automations on Stellar

SCF #40

$118.5K

Build

Not Awarded

AutoFi is a NO-CODE automation platform for finance, powering onchain workflows across Stellar’s ecosystem.

Products & Services

Automated Finance is a no-code platform that enables individuals, startups, organizations, and DAOs to build and execute automated on-chain workflows — such as recurring payouts, swaps, and yield strategies — without writing code.

This submission expands Automated Finance to the Stellar ecosystem, integrating USDC anchors, Soroswap, Aqua, and DeFindex/Blend for liquidity and yield automation.

The project will deliver a functional Stellar integration layer and a streamlined onboarding experience for Stellar users.

By leveraging Stellar's low-cost, high-speed infrastructure, Automated Finance will empower all kinds of Stellar users to build financial automations at scale — improving operational efficiency and accelerating the adoption of Stellar-based treasury solutions across the ecosystem.

While this submission does not require the creation of Soroban smart contracts, the integration will interact with existing DeFi protocols and anchors via RPCs, external APIs, and SDKs across Testnet and Mainnet environments. Automated Finance itself does not deploy smart contracts; it automates interactions with existing ones.

Soroban

Yes

Requested Budget

$118.5K

Success Criteria

## SCF Grant Period (6 months, Dec 2025 - May 2026)

### Go-to-Market Progression

Tranche 1 (March 31, 2026):

- 50 relevant contacts established (B2B, Institutional, Community)

Tranche 2 (April 30, 2026):

- 30 active early adopters

- 20 qualified survey responses

Tranche 3 (May 31, 2026):

- 50 early adopters total

- 5 concrete B2B use cases validated

- 1 public ecosystem report published

### Technical Performance

By End of SCF Grant (May 31, 2026):

Adoption & Usage:

- 1,000+ automations executed (cumulative)

- $500K+ automated transaction volume

Ecosystem Integration:

- 3+ protocols integrated (Soroswap, Aqua, DeFindex/Blend)

- 50+ workflow templates in community library

User Experience:

- Time-to-first-automation <15 minutes

- User retention (90-day) >60%

Technical Milestones:

- Mainnet deployment completed by May 31, 2026

- System uptime ≥99.5%

- Average automation execution time <30 seconds

## 12-Month Targets (Post-SCF, through May 2027)

Adoption & Usage:

- 100+ active users (organic growth from 50 early adopters base)

- 10,000+ automations executed

- 10,000+ transactions processed monthly

- $2M+ total automated transaction volume

Ecosystem Growth:

- 10+ protocols integrated (community-driven additions)

- 10+ projects onboarded from outside Stellar ecosystem

- 100+ workflow templates in library

Success will be defined not only by quantitative metrics but also by the platform's contribution to expanding Stellar's role in treasury automation and DeFi accessibility — enabling real-world organizations to manage assets efficiently through no-code tools.

For Stellar Ecosystem:

- Cross-chain users discovering Stellar as superior automation platform

- Increased transaction volume for integrated protocols (Soroswap, DeFindex, Aqua)

- LATAM adoption via USDC anchor automation (real-world use case)

For Users:

- Treasury automation democratized (DAOs, protocols, startups)

- Time saved: ~10-20 hours/month per organization (manual treasury management)

- Multi-chain unified management: Stellar + EVM in single platform

Go-To-Market Plan

Following the restriction of not using SCF funds for marketing purposes, we describe below how we will conduct parallel actions to strengthen our network and relationships within the Stellar ecosystem during the execution of the three planned Tranches.

These actions aim to leverage a pre-launch strategy, building relationships and direct connections with key stakeholders across the ecosystem to explore new use cases and strategic collaborations between Automated Finance and native Stellar projects or initiatives.

As a communication strategy, we believe that aligning these outreach efforts with each project phase is an intelligent way to generate anticipation and genuine community engagement, stimulating organic interest in the platform's launch.

This growth philosophy is inspired by a remarkable Web2 case: Zapier.

## The "NO MEDIA" Case of Zapier

Zapier (zapier.com) built a US$5B company by focusing on solving real problems and growing organically — without relying on traditional marketing.

Automated Finance follows the same principle within the Stellar ecosystem: prioritizing accessible automation, direct community connections, and strategic collaborations.

## Automated Finance Context

As an innovative Web3 project that will gain traction through engagement with the Stellar community, we will focus on building relationships with:

- Founders of projects already on Stellar

- Participants of SCF rounds #38, #39, and #40

- Companies involved with Draper House initiatives

- Key members of the Stellar Development Foundation

- Stellar Ambassadors and community members active in events and hackathons

## Go-to-Market by Tranche

### Tranche 1 (Until March 31, 2026)

Start of Outreach — identifying contacts, sending invitations, and initiating conversations through calls or in-person meetings.

Goal: Establish 50 relevant connections.

### Tranche 2 (Until April 30, 2026)

Qualitative Research — conduct short surveys (≤10 questions) with engaged participants to collect insights and potential collaboration ideas.

Goals:

- 30 active early adopters

- 20 qualified survey responses

### Tranche 3 (Until May 31, 2026)

Consolidation — produce a comprehensive report (PDF) analyzing quantitative and qualitative data to shape a broader market launch strategy.

Goals:

- 50 early adopters total

- 5 confirmed B2B use cases and/or collaborations (e.g., Stellar projects willing to use the platform or collaborate in future implementations)

- 1 public report published on insights and opportunities within the ecosystem, guiding our post-launch efforts

## Conclusion

This plan represents a sustainable and collaborative growth strategy for Automated Finance within Stellar.

By focusing on direct relationships, qualitative validation, and real value creation, we pursue a long-term vision inspired by Zapier's proven success.

Applying these principles in a Web3 context strengthens not only our platform but also the Stellar ecosystem itself — promoting innovation, integration, and genuine adoption.

Traction Evidence

Automated Finance is already live as an MVP with real users and active automations on Polygon, Base, and Celo main networks.

Current traction includes 21 early users, 13 active automations, 2 liquidity positions, over 6,000 executed workflows, and approximately BRL 700,000 (~USD 130K) in verified cross-chain transaction volume.

This operational foundation demonstrates clear product-market validation, strong technical readiness, and the capacity to seamlessly expand into Stellar's DeFi and payments ecosystem.

Tranche 1 (Deliverable Roadmap) - MVP

MVP DEVELOPMENT ($43,500)

Timeline: 4 months (December 2025 - March 31, 2026)

### Budget Justification

This tranche requests $43,500 justified by:

This budget reflects a senior, multidisciplinary team of 5 core members with 15��25 years of traditional industry experience and over 6 years in Web3 protocols. The team's combined expertise ensures reliable delivery across product, infrastructure, and blockchain development.

Through AI-assisted workflows, the team operates with an effective capacity of 9–11 FTEs, generating an estimated $300K+ in execution value.

The multi-protocol scope — including integrations with Soroswap, DeFindex, Aqua, and Squid — is essential for Stellar deployment, providing liquidity, routing, and yield infrastructure that enables Automated Finance automations (swaps, payouts, and even more complex workflows) to function natively on the Stellar network.

With a validated MVP live on Polygon, Base, and Celo and $130K in verified cross-chain transaction volume, the project presents minimal delivery risk. All components follow enterprise-grade infrastructure, security, and documentation standards, ensuring production-ready quality for Stellar integration.

### Deliverables

Deliverable 1: Infrastructure & Operations ($5,200)

RPC providers (Validation Cloud, Liquify), Horizon API, monitoring (Sentry, Datadog), dev tools (Cursor, Copilot), CI/CD, staging environments.

Measure: Multi-provider failover working, monitoring deployed, dev tools active, staging functional.

Date: March 31, 2026

Deliverable 2: User Onboarding & Authentication ($7,600)

Privy wallet integration for automatic Stellar wallet generation, streamlined signup/login flow, enhanced UX with interactive tutorials, wallet funding assistance, and comprehensive user success tooling.

Measure: Stellar wallets generated, login functional, time-to-first-automation <15 minutes, interactive onboarding tutorials implemented, user success metrics tracked.

Date: March 31, 2026

Deliverable 3: Trustline Management ($3,600)

Automatic trustline creation with batch support, 0.5 XLM reserve tracking, limit handling. Trustlines are created automatically when needed for asset transfers, with batch operations to minimize transaction costs. Users are informed of reserve requirements transparently.

Measure: Auto-detection working, batch creation functional (multiple assets/tx), reserve tracking accurate, edge cases handled.

Date: March 31, 2026

Deliverable 4: Crypto Transfer Action ($4,000)

Adapt existing transfer action for Stellar: XLM/asset transfers, memo support, sequence management, multi-recipient payments.

Measure: Single/multi-recipient transfers working, memo fields functional, trustline verification integrated, error handling complete.

Date: March 31, 2026

Deliverable 5: Onchain Swaps - Soroswap ($5,500)

Soroban integration for DEX swaps: multi-hop routing, slippage protection, price impact calculation, pre-flight simulation.

Measure: Single/multi-hop swaps functional, slippage protection working, simulation accuracy >95%, success rate >95%.

Date: March 31, 2026

Deliverable 6: Cross-Chain Swaps - Squid/Axelar ($5,200)

Cross-chain swaps via Squid Router + Axelar bridge, automatic trustline setup for wrapped assets (axlUSDC, axlWETH).

Measure: Stellar↔EVM swaps working, bridge integration functional, multi-chain tracking operational, success rate >90%.

Date: March 31, 2026

Deliverable 7: Lending - DeFindex Integration ($4,800)

Vault deposit/withdraw, yield tracking, rebalancing automation, Blend protocol integration via DeFindex.

Measure: Vault operations functional, yield tracking accurate, multiple strategies supported, position monitoring working.

Date: March 31, 2026

Deliverable 8: Documentation V1 ($4,400)

Technical docs: API reference, code examples (TypeScript), architecture diagrams, integration guides, 5-7 video tutorials.

Measure: All Stellar actions documented, code examples provided, videos published on Youtube, troubleshooting guide complete.

Date: March 31, 2026

Deliverable 9: Landing Page V1 Prototype ($3,200)

Design + wireframes + responsive mockup (pre-coded) for Stellar-focused landing page, use case showcase, integration partner logos, writing.

Measure: Prototype delivered, responsive design, Stellar messaging, integration showcase, working prototype accessible.

Date: March 31, 2026

Tranche 1 Budget Breakdown:

- Development (Antonio): $17,400

- Infrastructure (Thiago): $6,300

- Product/UX (Eduardo): $6,400 (includes enhanced onboarding UX)

- Documentation/Content: $8,000

- Infrastructure costs: $5,400

TOTAL: $43,500

Tranche 2 (Deliverable Roadmap) - Testnet

TESTNET VALIDATION & QA ($39,500)

Timeline: 1 month (April 1-30, 2026)

### Budget Justification

This tranche requests $39,500 justified by:

- Comprehensive QA scope: 6 features + infrastructure + security + load testing (not just basic QA)

- Security-first approach: Internal audit (external via SCF LaunchKit) ensures production-grade security

- Beta program scale: 15-20 pilot users with structured feedback (not minimal testing)

- Hybrid testing strategy: Both testnet (community validation) and mainnet sandbox (real liquidity validation)

- Production readiness: This phase delivers launch-ready code, not prototype—reducing post-launch support costs

This investment in quality assurance directly reduces risk for SCF and ensures successful mainnet deployment.

### Hybrid Testing Strategy

Testnet Use:

- Community beta program (15-20 users)

- Security audit validation (SCF LaunchKit credits)

- Public examples and developer onboarding

- Transaction flow testing without real funds

Mainnet Sandbox Use:

- Real liquidity testing (Soroswap/DeFindex pools)

- Cross-chain bridge validation (Axelar mainnet-only)

- Production-grade performance testing

- Final integration validation with live protocols

### Deliverables

Deliverable 10: Infrastructure Analysis & Definition ($2,400)

Infrastructure analysis, architecture documentation, scaling strategy, disaster recovery planning, IaC (Terraform).

Measure: Analysis report complete, architecture documented, scaling/DR plans finalized, IaC written.

Date: April 30, 2026

Deliverable 11: Infrastructure Implementation ($4,700)

Production infrastructure deployment: multi-region RPC, CDN, database optimization, automated backups, blue-green deployment, monitoring.

Measure: Multi-region failover working, CDN operational, DB optimized, backups automated (hourly), blue-green functional, monitoring complete.

Date: April 30, 2026

Deliverables 12-17: QA & Bug Remediation - All 6 Features ($15,400)

Comprehensive testing, edge case validation, bug fixes for: Onboarding ($2K), Crypto Transfer ($2.4K), Trustline ($2K), Soroswap ($3.2K), Cross-Chain ($3.2K), DeFindex ($2.8K).

Measure: All bugs fixed, edge cases handled, success rates >95% (>90% cross-chain), error messages user-friendly, performance meets SLA (<30s execution).

Date: April 30, 2026

Deliverable 18: Security Review - Internal ($3,200)

Internal security audit: transaction signing, key management, rate limiting, API auth, penetration testing. External audit via SCF LaunchKit (not in budget).

Measure: Security review complete, vulnerabilities remediated, penetration tests passed, audit report documented.

Date: April 30, 2026

Deliverable 19: Load Testing & Performance ($2,400)

Stress testing (100+ concurrent automations), RPC failover validation, database load testing (10K+ txs), bottleneck resolution.

Measure: Load tests passed, failover validated, bottlenecks resolved, performance optimized, SLA targets met (99.5% uptime).

Date: April 30, 2026

Deliverable 20: Beta Program & Community Validation ($4,400)

Recruit 15-20 beta users (DAOs, protocols, startups), structured onboarding, bug bounty program, user acceptance testing (UAT) feedback sessions, testnet examples.

Measure: 15-20 users onboarded, weekly feedback sessions conducted, bug bounty active, 10+ UAT feedback sessions completed, testnet examples deployed.

Date: April 30, 2026

Deliverable 21: Documentation V2 & Tutorials ($4,700)

User guides (non-technical), 20+ workflow templates, 5-7 additional videos, troubleshooting expansion, GitHub repo (15+ examples).

Measure: Documentation V2 published, 20+ templates created, videos produced, GitHub repo live, contribution guidelines documented.

Date: April 30, 2026

Deliverable 22: Landing Page V1 - Coded & Deployed ($2,300)

Frontend implementation, responsive design, SEO optimization, beta testimonials, production deployment.

Measure: Page deployed, responsive functional, SEO validated, testimonials integrated, Lighthouse score >90.

Date: April 30, 2026

Tranche 2 Budget Breakdown:

- Infrastructure: $7,100

- QA & Testing: $17,800

- Beta Program: $4,400

- Documentation: $4,700

- Landing Page: $2,300

- Security: $3,200

TOTAL: $39,500

Tranche 3 (Deliverable Roadmap) - Mainnet

MAINNET LAUNCH & PRODUCTION SUPPORT ($35,500)

Timeline: 1 month (May 1-31, 2026)

### Budget Justification

This tranche requests $35,500 justified by:

- Full team post-launch support: 30 days of 5 senior professionals ensures smooth launch (not skeleton crew)

- Production infrastructure: Enterprise-grade deployment with redundancy, monitoring, and 24/7 alerting

- Risk mitigation: Dedicated support period prevents post-launch failures that damage Stellar ecosystem reputation

- Production readiness: Enterprise-grade quality standards with comprehensive monitoring and incident response

This investment ensures the platform launches successfully and users have excellent initial experience—critical for long-term ecosystem adoption.

### Deliverables

Deliverable 23: Production Infrastructure - Final Setup ($5,900)

Final production deployment: multi-region RPC, global CDN, DB replication, automated backups (tested restore), comprehensive monitoring (Datadog, Sentry, PagerDuty), on-call rotation.

Measure: Production infrastructure operational, multi-region active, backups validated, monitoring live, alerting functional, on-call established.

Date: May 31, 2026

Deliverable 24: Production Deployment - Onboarding ($1,200)

Production deployment with real user validation for onboarding feature.

Measure: Feature live in production, real users successfully executing, monitoring operational, success rates maintained (>95%).

Date: May 31, 2026

Deliverable 25: Production Deployment - Crypto Transfer ($1,500)

Production deployment with real user validation for crypto transfer feature.

Measure: Feature live in production, real users successfully executing, monitoring operational, success rates maintained (>95%).

Date: May 31, 2026

Deliverable 26: Production Deployment - Trustline ($1,200)

Production deployment with real user validation for trustline management feature.

Measure: Feature live in production, real users successfully executing, monitoring operational, success rates maintained (>95%).

Date: May 31, 2026

Deliverable 27: Production Deployment - Soroswap ($2,400)

Production deployment with real user validation for Soroswap integration.

Measure: Feature live in production, real users successfully executing, monitoring operational, success rates maintained (>95%).

Date: May 31, 2026

Deliverable 28: Production Deployment - Cross-Chain ($2,400)

Production deployment with real user validation for cross-chain swaps via Squid/Axelar.

Measure: Feature live in production, real users successfully executing, monitoring operational, success rates maintained (>90%).

Date: May 31, 2026

Deliverable 29: Production Deployment - DeFindex ($2,300)

Production deployment with real user validation for DeFindex lending integration.

Measure: Feature live in production, real users successfully executing, monitoring operational, success rates maintained (>95%).

Date: May 31, 2026

Deliverable 30: Documentation V3 ($3,600)

Final documentation reflecting production environment, API reference complete, troubleshooting guides updated, 3-5 technical implementation examples documented.

Measure: Production-ready documentation published, technical implementation examples documented, integration guides for developers complete.

Date: May 31, 2026

Deliverable 31: Landing Page Final ($2,000)

Final landing page with production links, user testimonials, success stories integrated, SEO optimized.

Measure: Professional landing page live, testimonials showcased, conversion tracking implemented.

Date: May 31, 2026

Deliverable 32: 30-Day Production Support - Full Team ($9,500)

Post-launch engineering support: Antonio (60%, bug fixes/optimization), Thiago (50%, infrastructure/monitoring), Eduardo (30%, UX/QA), Gustavo (25%, user success), Rogger (25%, documentation).

Measure: 24/7 monitoring active, bugs fixed <24h SLA, user tickets resolved <48h, performance optimized, uptime >99.5%.

Date: May 31, 2026

Deliverable 33: Infrastructure Operations - Month 1 ($2,400)

Production operational costs: RPC providers ($480), monitoring services ($560), CDN ($320), database ($320), backups ($200), dev tools ($120), security ($200), buffer ($200).

Measure: All services operational, costs tracked, optimization implemented.

Date: May 31, 2026