(1) Stablecoin payment flows (USA ⇄ MX, MX → CH):

CashAbroad uses Stellar as the settlement layer for enterprise stablecoin payment flows between international trade partners. Stellar enables atomic settlement, deterministic fee logic, and interoperability between liquidity and ramp providers. This infrastructure supports production payment corridors used by exporters and reduces settlement times to under four hours while lowering conversion and reconciliation costs.

(2) Tokenized treasury assets and liquidity integrations:

Stellar is used to integrate institutional-grade tokenized real-world asset instruments, including Etherfuse stablebonds (CETES and Thesaurus) and regulated stablecoins such as USDC and EURC. These integrations allow exporters to access on-chain treasury allocation, liquidity management, and yield instruments tied to operational cash balances in manufacturing and logistics. Additional integrations support USDC Soroswap Earn, and EURC Soroswap Earn with DEFINDEX.

(3) AI-assisted programmable treasury:

Stellar serves as the execution layer for conditional payment and FX automation logic. Treasury actions such as conversions, settlements, and trade payments can be triggered based on predefined rules, enabling automated and auditable treasury operations for enterprise exporters while reducing manual intervention and operational risk.

$75.0K

CashAbroad has processed $1.6M in unique Gross Transaction Volume (March–Dec 2025) across early enterprise trade corridors between the U.S., Mexico, and China.

A portion of these flows already settles on Stellar rails, with $2,017,811 USD in accumulated on-chain transaction volume on Stellar to date. Because on-chain payment flows typically involve both on-ramp and off-ramp transactions, network settlement volume can exceed the underlying economic transaction volume.

The platform currently processes approximately $250k monthly unique GTV (~$3M annualized) with enterprise exporters using the platform for treasury management and cross-border settlement. As more payment flows are routed through Stellar infrastructure, on-chain network settlement volume is expected to grow proportionally above the underlying transaction volume.

CashAbroad is expanding its enterprise pipeline through two government-backed pilot programs expected to onboard up to ~160 companies in 2026, alongside additional payment corridors.

Ecosystem validation includes:

• $196k in Stellar ecosystem grants

• $25k Starknet grant

• $20k Stellar Growth Program

• "Techstars Payments Accelerator" and "DraperU x Stellar Embark Accelerator Program"

• Early investor traction (Minerva Fund pre-round)

Following the roadmap described in this proposal, CashAbroad projects ~$60M annual GTV within 12–18 months, with ~$42M expected to settle through Stellar rails as enterprise exporters adopt programmable treasury and payment infrastructure.

Check the full table by date here https://docs.google.com/presentation/d/1Q7nWGr45XF4mOecvjU3ItTDwkeZvZ9dHstm6M1FgKHE/edit?usp=sharing

Deliverable: Stabilize core payment flows (USA ⇄ MX, MX → CH)

Stabilization and enhancement of production stablecoin payment corridors used by enterprise exporters and international trade partners. Stellar is used as the settlement and transaction orchestration layer, enabling atomic settlement, deterministic fee logic, and interoperability between liquidity and ramp providers.

This tranche focuses on stabilizing the core infrastructure required for reliable enterprise payment flows and improving operational visibility, reconciliation, and transaction reliability.

Key components include:

• Stabilization of the three core payment corridors (USA ⇄ MX, MX → CH)

• Production settlement orchestration using Stellar rails

• Account statements, invoicing, and commission logic

• Transaction monitoring and reconciliation improvements

• Backend reliability, monitoring, and security enhancements

How completion will be measured

• End-to-end transactions executed successfully across the three payment corridors

• Stablecoin payment rails operational for enterprise exporters

• Settlement times ≤ 4 hours for transactions initiated before 1 PM in the USA ⇄ MX corridor

• Internal QA validation and demo environment walkthrough

Deliverable: Tokenized Treasury Assets & Ecosystem Integrations

Brief description

Integration of institutional-grade tokenized treasury assets and liquidity infrastructure within the CashAbroad platform using Stellar.

This tranche enables exporters to access on-chain treasury allocation and liquidity management tools tied to operational cash-flow balances. The primary integration focuses on Etherfuse stablebonds, including tokenized sovereign instruments such as CETES and Thesaurus.

Additional integrations support institutional stablecoins like USDC Soroswap Earn, and EURC Soroswap Earn win DEFINDEX.

Key components include:

• Integration of Etherfuse stablebonds (CETES and Thesaurus)

• Support for regulated stablecoins such as USDC Soroswap Earn and EURC Soroswap Earn

• Treasury allocation layer for enterprise exporters

• Infrastructure preparation for cross-chain transaction routing

How completion will be measured

• Tokenized treasury assets accessible through the platform

• Successful on-chain treasury allocation flows executed

• ~$80k early TVL generated from exporter treasury balances

• Documentation of asset integrations and treasury workflows

Deliverable: AI-Powered Programmable Treasury & Mainnet Deployment

Brief description

Deployment of the AI-assisted programmable treasury layer and final mainnet infrastructure enabling automated trade payment and treasury operations.

Stellar serves as the execution layer for conditional payment flows, automated FX decision logic, and programmable treasury actions. These capabilities allow exporters to automate treasury management processes tied to operational payment flows.

This tranche completes the deployment of programmable payment infrastructure and validates system performance in production.

Key components include:

• AI-assisted treasury execution logic

• Conditional trade payment flows

• Automated FX decision and settlement triggers

• Programmable treasury infrastructure for exporters

• Mainnet deployment and system validation

How completion will be measured

• AI-assisted treasury automation operating on real transaction flows

• At least one automated conditional trade payment flow executed

• Stable production settlement across payment corridors

• Final technical documentation and system walkthrough delivered

Ruth Hidalgo – CEO

Ruth has held leadership roles across technology and innovation teams, led cross-functional initiatives in multiple markets, and earned professional certifications in the United States. Her background bridges engineering, user experience, and enterprise adoption, enabling her to translate complex financial and blockchain infrastructure into scalable products for real businesses.

LinkedIn: https://www.linkedin.com/in/ruthhidalgo/

Braulio Ramírez – CTO

Braulio is a Physics Engineer with deep analytical rigor and hands-on experience in financial systems. He has worked in finance at PwC and has successfully led the design and launch of technology products across multiple countries and markets.

LinkedIn: https://www.linkedin.com/in/braulioramirezmontiel/

Ruth and Braulio have collaborated for over ten years, jointly building and shipping technology products and winning innovation competitions backed by organizations such as Google, Microsoft, and Bosch.

Iván Álvarez – Tech Engineering Lead

Iván brings more than 15 years of experience in software engineering and technical leadership.

LinkedIn: https://www.linkedin.com/in/ivanalvarezfrias/

Nicholas Farías – Tech Engineer

Nicholas contributes strong fintech and backend infrastructure expertise.

LinkedIn: https://www.linkedin.com/in/nicholas-raphael/

Advisors

• Sergio Plata – Advisorhttps://www.linkedin.com/in/sergio-plata-azpilcueta-57176b241/

• Diego de Granda – Advisorhttps://www.linkedin.com/in/diegodegranda/

• Legal Legal counsel is provided by RRS Abogados: https://www.rrs.com.mx/