Stellar Community Fund

Agama

SCF #44

SCF #45

Description

Agama is the first private credit-focused yield infrastructure for tokenized real-world assets. We operate curated private credit vaults that allow users to earn real yield from underwritten credit opportunities. Agama also issues agUSD, a composable synthetic dollar, and sagUSD, its yield-bearing staked version, both backed by diversified private credit strategies.

The tokenized asset market has surpassed $321B, yet nearly 78% remains idle with limited DeFi utility. Agama unlocks the utility of tokenized assets by transforming them into productive, yield-generating financial primitives. Its Allocation Engine routes capital across vetted private credit originators while enforcing diversification and concentration limits.

LPs can deposit stablecoins to access 10–12% real yield from private credit, while asset originators benefit from a scalable distribution and financing channel. Agama’s mission is to become the default private credit yield layer for on-chain finance, making institutional-grade real-world yield accessible and composable across decentralized ecosystems.