Vision: The simplest and most secure way for Turkish and African businesses to work with digital assets. Objectives: SFx enables African and Turkish businesses to create modular-programmable wallets on USDC, access a secure stablecoin treasury, and settle invoices—all from one unified platform. Technical Implementation: SFx has built a Secure Treasury and Invoice Platform that powers our mobile and web applications, The SFx Money App. We are now upgrading our platform to support enterprise customers with advanced security, granular control, and seamless compliance. Businesses can create direct-custody modular-programmable wallets for Treasury on Stellar, allowing them to set multi-signature approvals, granular spending limits, and access controls. Security is paramount—wallets are protected by Passkeys and MPC (Multi-Party Computation), eliminating private key risks. Banks and institutions can securely store Passkeys without managing wallet keys, ensuring maximum protection. The platform integrates Fiat<>Stablecoin On and Off Ramp for USD, EURO, TRY, and 20+ African currencies, enabling fast, compliant transactions. A built-in compliance dashboard ensures regulatory oversight, while invoice settlement automation reduces friction in cross-border payments.