Stellar Community Fund

Neko

SCF #45

Description

Neko is the capital routing layer for RWAs and stablecoins on Stellar, delivered as a consumer app (live on web today, expanding to mobile) for the excluded Latin American saver.

Users sign in with an email, fund in local currency, and Neko automatically routes their capital into dollar-denominated real-world-asset yield and stablecoin strategies - set it and forget it, with the user keeping their keys the entire time.

We aggregate the ecosystem's building blocks (lending, DEX routing, yield strategies, RWA inventory) into one interface, so a non-DeFi-native user reaches Stellar's RWA shelf without touching a protocol directly. Neko is a distribution business: RWAs and stablecoins are the inventory, Stellar is the rails, and our edge is owning the relationship with a customer with no investment options. Under 10% of LatAm adults hold any investment account, we route capital for the other 90%.