Stellar Community Fund

Smart Account Onboarding

SCF #41

Description

Smart Account Onboarding is an open-source reference implementation and onboarding standard that removes the primary adoption friction for Soroban smart accounts: funding a C-address without forcing end-users to first create and manage a traditional G-address.

The project delivers:

a G→C seamless funding bridge (supporting inbound funding from existing G-addresses, CEX withdrawals, and optional off-ramp rails), making the “G-address step” transparent or unnecessary for the user,
a production-grade reference C-address wallet (web + mobile) with token holdings and transfer history at parity with Freighter,
a reusable Onboarding Kit (UI + SDK) that wallet providers can embed to standardize the “create C-address → fund fees → add assets → bridge funds” journey across the ecosystem.

Implementation aligns with the OpenZeppelin Smart Account standard, using its smart-account primitives (policies/signers/verifiers) to support modern auth patterns and extensibility.