Stellar Community Fund

surgepay

SCF #36

SCF #38

SCF #40

SurgePay is a comprehensive fintech platform enabling seamless cross-border payments and financial services for users across Africa. Built on the Stellar blockchain, we provide instant, low-cost international transfers, multi-currency digital wallets, virtual dollar cards, and tag-based payments that make sending money as simple as tagging a friend. Our platform bridges the gap between traditional banking infrastructure and blockchain technology, offering users a familiar mobile banking experience powered by Stellar's fast and affordable payment rails. We support stablecoin transfers (USDC), tiered KYC verification for regulatory compliance, and multiple fiat on/off ramps to make crypto accessible to everyday users who may never realize they're using blockchain technology. SurgePay solves real problems for African users: expensive remittance fees, slow international transfers, limited access to USD-denominated cards for online purchases, and complex cross-border payment processes. Our mission is to make global money movement accessible, affordable, and instant for everyone.