
This grant will fund the deep integration of Stellar into our proven infrastructure, positioning Neon Wallet as a premier gateway for cross-ecosystem activity involving Stellar:
We will integrate Stellar into our core Unified Asset Hub, allowing users to manage their Stellar portfolio alongside their other assets from a single, seamless interface.
Soroban Account Abstraction & Passkey Onboarding: This is our flagship feature. We will build a revolutionary, "wallet-less" user experience by:
Seedless Security: Users will create a secure, non-custodial wallet using their device's Passkey (Face ID, biometrics) instead of a complex seed phrase.
Gas-less Onboarding: Leveraging Sponsored Transactions, users can create their first wallet without needing to purchase XLM. A backend "sponsor" will cover the initial network fees.
Smart Wallet Architecture: We will develop and deploy a Soroban WalletFactory contract that creates a personal, upgradeable SmartWallet contract for each new Passkey user.
Social Recovery: The SmartWallet will have Social Recovery logic built-in, allowing users to regain access via trusted guardians if they lose their primary device, solving the greatest risk of seedless wallets.
Cross-Chain Liquidity Bridge: We will leverage our existing swap integrations to create a direct liquidity pipeline, enabling users to seamlessly exchange assets between Stellar, EVM chains, and Neo from the comfort of their wallet.
Integration with Stellar Ramps: We will provide a frictionless fiat gateway by embedding Mercuryo directly into the UI, cementing our position as your one-stop shop for crypto by allowing users to easily buy and sell Stellar assets with local fiat currencies, which drastically lowers onboarding barriers and drives immediate liquidity into the ecosystem.
Native DeFi Yield via Blend v2: We will unlock seamless, in-app earning opportunities by integrating Stellar's Blend v2 protocol, empowering users to simply supply liquidity and earn interest on their assets natively, which democratizes DeFi access and actively fuels Soroban’s Total Value Locked (TVL).
Fortified Security & Interoperability: We will extend our full security suite to Stellar users, including Ledger Hardware Wallet support, a single BIP39 seed phrase (for traditional accounts), and robust WalletConnect support.
$129.0K
Neon Wallet is a mature, trusted wallet with over 1,000,000 downloads and a proven history in the market since 2017. As the primary wallets in the Neo ecosystem, our platform has reliably processed billions of dollars in transaction volume, demonstrating our central role and long-term stability in that community.
This trust is built on proven technical capabilities, including live support for Neo and major EVM networks, alongside essential in-wallet services for cross-chain swaps, fiat on/off-ramps, and dApp connectivity.
This technical reliability was recently demonstrated in a complex migration for our Neo users, which seamlessly moved millions of dollars in assets, underscoring our ability to handle critical, large-scale operations.
Tranche 1 – MVP
(Total Tranche Budget: $24,000 | Est. Tranche Completion: April 27, 2026)
1. [Deliverable 1: Stellar Support]
Brief description: Evolve our backend (Dora) to be able to provision our wallets with Stellar network data and allow for interactions with the network itself.
How to measure completion: API endpoints are live and can successfully query Horizon/RPC for asset/account data and successfully submit a test transaction.
Estimated date of completion: March 30, 2026
Budget: $6,000
2. [Deliverable 2: Frontend Wallet Integration]
Brief description: Add full support for classic Stellar accounts (G... addresses) within the Neon Wallet UI.
How to measure completion: A user can create or import a classic Stellar account, view its balance, and successfully send and receive a testnet transaction.
Estimated date of completion: April 16, 2026
Budget: $8,000
3. [Deliverable 3: Stellar Cross-Chain Swap]
Brief description: Integrate Stellar into our existing swap aggregator and Wallet UI.
How to measure completion: A classic Stellar account holder is capable of doing a cross-chain swap directly through our wallet.
Estimated date of completion: April 25, 2026
Budget: $5,000
4. [Deliverable 4: Stellar On-Ramp/Off-Ramp with Mercuryo]
Brief description: Offer enhanced UX for users using our Ramps Offerings through our Mercuryo integration.
How to measure completion: A user can successfully complete a fiat-to-Stellar-asset transaction flow (and vice-versa) within the app.
Estimated date of completion: April 27, 2026
Budget: $5,000
Tranche 2 – TestNet
(Total Tranche Budget: $65,000 | Est. Tranche Completion: August 25, 2026)
1. [Deliverable 1: Soroban Smart Wallet & Factory Contracts]
Brief description: Design, build, and test the SmartWallet contract (with Social Recovery logic) and the WalletFactory contract on TestNet.
How to measure completion: All smart contracts (WalletFactory, SmartWallet) are written, pass all unit tests, and are deployed and verifiable on a Stellar testnet.
Estimated date of completion: May 30, 2026
Budget: $15,000
2. [Deliverable 2: Sponsor Backend & Sybil Protection]
Brief description: Develop the off-chain "Dora" middleware to manage Sponsored Transactions for wallet creation and implement a V1 Sybil protection mechanism (e.g., CAPTCHA/OAuth gate) to secure the sponsor funds.
How to measure completion: A "Dora Server" endpoint successfully receives a 0-fee transaction, validates it against the Sybil-protection mechanism, wraps it in a fee-bump, and submits it to the testnet.
Estimated date of completion: May 30, 2026
Budget: $15,000
3. [Deliverable 3: Account History Export]
Brief description: Implement a feature to allow users (both classic and smart wallet) to export their transaction history to assist with tax reporting.
How to measure completion: A user can select their Stellar account and use an "Export" function to download a CSV/JSON file of a selection their transaction history.
Estimated date of completion: July 15, 2026
Budget: $5,000
4. [Deliverable 4: Passkey Onboarding UI]
Brief description: Integrate the end-to-end flow in the Neon Wallet UI, allowing users to create a sponsored, Passkey-secured SmartWallet.
How to measure completion: A new user can successfully complete the entire UI flow on testnet: create a wallet with Passkey, trigger the sponsored WalletFactory call, and receive an active SmartWallet.
Estimated date of completion: July 30, 2026
Budget: $10,000
5. [Deliverable 5: Social Recovery UI]
Brief description: Build the frontend interface for users to manage their guardians and initiate the on-chain recovery process.
How to measure completion: The wallet UI allows a SmartWallet user to add/remove guardians and successfully complete the on-chain recovery flow from a new device on testnet.
Estimated date of completion: August 15, 2026
Budget: $10,000
6. [Deliverable 6: Ledger Hardware Wallet Integration]
Brief description: Integrate Ledger support for Stellar into our wallet.
How to measure completion: A user can connect a Ledger device, derive a Stellar account, view balance, and successfully sign and send a testnet transaction.
Estimated date of completion: August 25, 2026
Budget: $10,000
Tranche 3 – Blend Integration & MainNet
(Total Tranche Budget: $40,000 | Est. Tranche Completion: September 30, 2026)
1. [Deliverable 1: Yield Integration]
Brief description: Integrate Blend v2 smart contracts to offer users native, in-app yield capabilities. This allows users to supply and withdraw liquidity to and from the main Blend lending pool directly from their Stellar or Smart Wallet accounts.
How to measure completion: A user can view their position(s) in the "Fixed v2" lending pool, lend USDC, EURC and XLM assets to earn yield either through the backstop module or main pool, view their accrued interest, and withdraw their principal + interest via the Neon UI.
Estimated date of completion: September 20, 2026
Budget: $25,000
1. [Deliverable 1: Final Adjustments, Reviews and Mainnet Deployment]
Brief description: Complete final adjustments and security reviews of all Soroban smart contracts, the sponsor backend, and all new integration points, and deploy all components to mainnet.
How to measure completion: A final security review/audit report is provided, and all Soroban contracts and backend endpoints are deployed and operational on the Stellar mainnet.
Estimated date of completion: September 27, 2026
Budget: $5,000
2. [Deliverable 2: Open-Source Stellar Library (GPL 3.0)]
Brief description: Package and release our internal Stellar interaction library as a public, open-source SDK.
How to measure completion: A new Stellar module is made available in our existing BS Lib GitHub repository under GPL 3.0 license, containing the documented Stellar interaction library and instructions for its use.
Estimated date of completion: September 30, 2026
Budget: $8,000
3. [Deliverable 3: Public Release]
Brief description: Release the updated Neon Wallet suite with full Soroban-Enabled Stellar Support across all our different SKUs.
How to measure completion: The updated Neon Wallet application (all SKUs) with all Stellar features enabled is publicly available in the respective app stores/platforms.
Estimated date of completion: September 30, 2026
Budget: $2,000
COZ has delivered a comprehensive suite of open-source products, including the Props dApp framework, the CPM smart contract package manager, and robust Python and TypeScript development suites. These tools are widely adopted and demonstrate a core capability in fostering a thriving developer community.
Thiago Balducci (Neon Platform Lead):
Thiago Balducci is the Neon Platform Lead at COZ, spearheading the strategy and development of the Neon Wallet suite. In this role, he drives product ownership, market research, project management, and business development for the platform.
He brings a wealth of experience from previous leadership positions, including serving as a CTO and as a Solution Architect on large-scale enterprise projects for major telecommunications clients.
https://www.linkedin.com/in/thiago-balducci/
James Weybourne (CDO):
James Weybourne is the Chief Design Officer at COZ, bringing over 25 years of experience shaping the UX of world-class digital and hardware products. As a design leader, he has built and led teams that deliver award-winning solutions across telecommunications, networking, and digital healthcare. Over the past seven years, James has focused his expertise on advancing blockchain technology through human-centred design and innovation.
https://www.linkedin.com/in/jamesweybourne/
Raul Duarte (DEV)
https://github.com/raulduartep
João Paulo Hotequil (DEV)
https://www.linkedin.com/in/joao-paulo-hotequil/
Thais Martins (DEV)
https://www.linkedin.com/in/yunnu/
Thais Crystina de Bastos (DEV)

No other submissions.