Stellar Community Fund

By Outbounder

Outbounder: Automated Humanitarian & Payroll Payments on Stellar

SCF #33

$38.0K

Build

Awarded

Outbounder offers organizations seamless, automated cross-border payroll and aid disbursements via Stellar with built-in on/off-ramp and permission controls.

Products & Services

Core Offering
A software service that lets companies and NGOs schedule, automate, and manage fiat-crypto payroll & aid payments on Stellar without direct blockchain interaction.
Key Features
Automated Payment Schedules
- Create one-off or recurring disbursements (e.g. monthly payroll, weekly aid grants) via the dashboard, with configuration through industry-standard CSV or our frontend interface that manages and triggers Stellar transactions.
On-Ramp / Off-Ramp (SEP-6 & SEP-24)
- Integrated fiat on- and off-ramp flows through SEP-6/24 anchors for USD, EUR and other currencies.
Cross-Border FX & Path Payments
- Native Stellar path-payment support for best-rate FX, routing payments through pools or anchors automatically. (also Soroban pools if they show they can handle stable rates, as we would require)
Granular Permissions
- Role-based access: define who can initiate, approve or audit payments within your organization.
Partner-Wallet Integration
- Recipients can receive funds in any supported Stellar wallet (Initially Vibrant, Beans, and Lobstr).

Soroban

Maybe in the future, but not in this submission

Requested Budget

$38.0K

Success Criteria

Success Criteria:
- By the start of 2026, we will consider Outbounder a success if we have:
$20,000+ USD in Monthly Disbursements - Processed, including both payroll and humanitarian-aid payments, through fully automated schedules and path-payment FX routing on Stellar.
10+ Onboarded Organizations - A diverse set of NGOs, enterprises, and pilot partners actively using Outbounder for live payouts.
500+ Unique Recipients Served - End-users (employees, aid beneficiaries, contractors) receiving funds via our partner anchor network and supported Stellar wallets.
2+ Live Anchor Integrations - Full SEP-6/24 on- and off-ramp flows with at least two major stablecoin anchors (USDC, EURC) in production.
Measurable On-Chain Liquidity Growth - A demonstrable increase in on-chain volume and tighter path-payment spreads. Showing that Outbounder’s automated flows help strengthen FOREX rates and rival traditional payment rails in cost, speed, and flexibility.

Go-To-Market Plan

Primary Audience:
- NGOs and humanitarian organizations needing streamlined cash assistance disbursements
- Enterprises and payroll processors seeking automated cross-border payroll solutions
Secondary Audience:
- Anchors and liquidity providers looking to expand stablecoin on/off-ramp usage
- Market makers, DeFi projects, and traditional businesses exploring on-chain financial rails
Market Trends
- Rapid growth in blockchain adoption for B2B and B2C payments
- Rising demand for turnkey on/off-ramp solutions in global remittances
- Shift towards programmatic, scheduled payouts in payroll and aid programs
- Increased regulatory scrutiny driving need for built-in KYC/AML workflows (SEP-12)
Value Proposition
- Simplified Onboarding: No blockchain expertise required, users interact via intuitive UI
- Automated Scheduling: One-off and recurring payouts for payroll and humanitarian aid
- Best-Rate FX & Anchors: Dynamic path payments and integrated SEP-6/24 on/off-ramp with major USDC/EURC anchors
- Compliance-Ready: Built-in SEP-12 KYC (for organizations, may be a more manual solution depending on what MyKobo and other anchors are able to provide), detailed audit logs, and role-based permissions
Marketing Strategy
- Positioning: Outbounder as the go-to platform for automated, compliant cross-border payments and humanitarian aid.
Channels:
- Digital campaigns on Stellar Global & Developer Discords, Anchor Directory forums
- Content marketing: blog posts, case studies, partner co-authored articles
- live demos targeting NGOs and corporate treasuries
- Community Engagement: Regular project updates on Stellar Discord, hackathons, and AMAs
Sales Strategy
- Direct Outreach: Leverage SCF network to engage anchor partners and enterprise leads
- Partner Referrals: Incentivize existing pilot organizations and anchor Partners to refer new customers
- Pricing: Free pilot tier covering up to $10k/month volume; tiered subscription based on recipient count thereafter.
Launch Plan
Pre-Launch: Beta testing with 3–5 pilot organizations (late 2025/early 2026)
- Official Launch: Public mainnet release and announcement via social channels and blogs (August 2025)

Traction Evidence

From July of 2023, to June of 2024, Stream executed thousands of transactions daily, sending an average of nearly $3,500 in monthly outbound transaction volume across 50+ liquidity pools. Every log across our 5 previous customers can be audited there, along with their token amounts, payment hashes, timestamps, and other metadata (check the "logs" folders) :
https://drive.google.com/drive/folders/10jelcFcxPcPdI2oSNwutwAMmYb0CkN9L?usp=sharing

At peak, Stream processed $5,000 in monthly payment volume, sending hourly transactions to thousands of addresses in a scalable, reliable manner.

Tranche 1 (Deliverable Roadmap) - MVP

Deliverable 1: Supabase Core & Data Model
- Brief description: Define and deploy the Supabase schema covering authentication (JWT/OAuth2, SEP-10), organization and member tables with RLS policies, KYC/AML fields (SEP-12), payment schedules, and audit logs. Establish row‑level security to enforce granular permissions for payroll and aid administrators.
- How to measure completion: project live with working signup/login flows, organization creation, role assignments, and enforced policies; database tables populated and accessible via Supabase Studio.
- Estimated date of completion: 2025-04-20
- Budget: $1,000
Deliverable 2: Authentication & Permissions Service
- Brief description: Implement authentication and authorization APIs using Supabase edge functions and Go microservices: JWT-based login, OAuth2 integration, SEP-1 Stellar account onboarding, Multisignature account setup, etc
- How to measure completion: functions and Go endpoints return valid tokens, create and configure Stellar accounts with correct thresholds, accept and store KYC payloads; integration tests for login, account creation, and permissions enforcement pass.
- Estimated date of completion: 2025-05-25
- Budget: $6,000
Deliverable 3: Next.js Frontend & Organization Dashboard
- Brief description: Build the Next.js App Router frontend for Outbounder: secure pages for organization management, payment schedule creation and editing, real‑time status updates via subscriptions, and audit log viewer. Include responsive, accessible UI.
- How to measure completion: Vercel deployment available at outbounder.xyz with production‑ready pages for user registration, dashboard views, schedule CRUD, and live updates; UI tests validate workflows.
Estimated date of completion: 2025-06-25
- Budget: $10,000
Deliverable 4: Go Worker Queue & Stellar Protocol Integration
- Brief description: Develop a Go worker service to process scheduled jobs from Supabase triggers: implement SEP-6/SEP-24 fiat on-/off‑ramp flows with USDC/EURC anchors, dynamic path‑payment FX routing, and account operations (key rotations, threshold updates) on testnet.
- How to measure completion: Worker dequeues schedule jobs, executes on‑chain operations end‑to‑end on testnet anchors, logs transaction hashes back to Supabase; automated tests for on‑ramp, payout, and off‑ramp scenarios succeed.
- Estimated date of completion: 2025-07-15
- Budget: $8,000
Deliverable 5: End‑To‑End Payroll & Aid Automation
- Brief description: Complete implementation of automated payroll and humanitarian assistance workflows: recurring and one‑off payment schedules, off‑ramp integration, audit log exports, and recipient notifications. Ensure UX for both employers and aid coordinators is seamless.
- How to measure completion: Demo of testnet flows for at least two pilot organizations successfully scheduling, executing, and reconciling payroll and aid disbursements; audit logs and CSV exports available in the UI.
Estimated date of completion: 2025-08-10
- Budget: $8,000

Tranche 2 (Deliverable Roadmap) - Testnet

Deliverable 1: Polish & Integration
- Brief description: Complete documentation, debugging, and seamless frontend integration of Supabase and Next.js components for the payroll service on Testnet.
- How to measure completion: All code paths documented; UI and backend fully debugged; integration tests pass with Supabase subscriptions driving live updates.
- Estimated date of completion: 2025-08-15
- Budget: $0
Deliverable 2: Audits And Testing
- Brief description: Load, scale, and reliability testing of automated payroll flows on Testnet, including cross-border payments, contractor payroll, and off-ramp scenarios.
- How to measure completion: Successful execution of all predefined test cases for multi-currency transactions; performance benchmarks met.
Estimated date of completion: 2025-08-30
- Budget: $0

Tranche 3 (Deliverable Roadmap) - Mainnet

Deliverable 1: Mainnet Deployment & Anchor Integration
- Brief description: Deploy Outbounder’s full payroll and humanitarian aid modules to Stellar mainnet. Integrate with at least two live anchors (USDC & EURC) for secure on-/off-ramp flows.
- How to measure completion: Successful end-to-end live transactions executed on mainnet; anchor partner sign-offs; production frontend and worker pointing to mainnet.
- Estimated date of completion: 2025-09-15
- Budget: $2,000
Deliverable 2: Monitoring, Documentation & Pilot Onboarding
- Brief description: Set up production monitoring and alerting (Prometheus/Grafana), finalize user and developer documentation (audit exports, API guides), and begin outreach for onboarding (pilots programs and beta testers).
- How to measure completion: Monitoring dashboards and alerts active; docs published; A beta tester successfully operates a small testing pilot either on testnet or using small amounts on the main net.
Estimated date of completion: 2025-09-20
- Budget: $5,000

Team

My name is Amrith, and I’m the founder of Outbounder. Currently the team at includes myself, and Ryan Katayi, a backend developer based in Cape Town.

In the past 3 years, I’ve worked primarily as a developer on the Stellar Network, focusing mostly on Anchors and Automation, as well as a little bit of Soroban.

At my most recent job, I worked as a full stack engineer at MyKobo UAB, which serves as the most integrated Anchor in the Stellar Ecosystem, offering SEPs 6, 24, and 31 services. As part of their team, I’ve helped to integrate a number of important services and products, such as their Sep24 and Sep6 KYC integrations, built back office tools and analytical dashboards, and have improved the user experience on both the Frontend and the Backend. With my help, MyKobo has decreased compliance risk, sped up average transaction times, and increased transaction volumes.

This year I also worked at Kroll, one of the largest Risk and Financial Advisory companies in the world. As a part of the Data Insights and Forensics Team, I singlehandedly developed a surveillance platform for investigators that would help them fight scams and fraud on the Ethereum and Tron blockchains.

I'm also currently a fellow at StartupShell, the top startup incubator at the University of Maryland (Go Terps!).

Amrith

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