Stellar Community Fund

By Nauta Land

NAUTA (P2P) SECONDARY MARKET

SCF #27

$40.0K

Legacy v5.0 Community Award

Awarded

Transforming Real Estate: Unlocking Convenient and accessible Investments for All

Products & Services

Nauta is a real estate tokenization platform with an active and growing user base in Colombia. In our initial submission, we migrated our bespoke ledger-like solution to Stellar (launched in production on February 28th). Nauta is uniquely positioned, we have an existing user base of 8,244 registered users and 1,872 verified users and acquiring an average of 4 new daily users who buy at least one token.

About Nauta: Nauta simplifies real estate investing by allowing users to purchase digital tokens representing fractional ownership of properties. Nauta’s goal is aligned with Stellar’s mission: creating equitable access to the global financial system through blockchain technology. Through our platform, individuals can easily invest in real estate assets without substantial capital, making property ownership accessible to a broader audience. Through Nauta’s wallet, users can control their real estate investment portfolios. They can monitor their holdings, receive profits, withdraw earnings, purchase property fractions, and seamlessly transfer funds in USDC and fiat currencies.

Problem: The platform addresses the accessibility issue prevalent in the real estate market, where many individuals lack the means to participate due to high entry barriers. By tokenizing real estate assets, we enable people to invest in properties with smaller amounts, breaking down financial barriers and democratizing access to real estate investments. This benefits individuals seeking to diversify their investment portfolios and build wealth through real estate, particularly those previously excluded from the market.

Nauta's P2P Secondary Market: Nauta is introducing a new feature: an order book system designed specifically for our peer-to-peer (P2P) secondary real estate market. Here's how it works: Secondary Market: Through Nauta's order book, users gain access to a secondary market for real estate tokens. This platform empowers users to buy and sell property tokens directly, enhancing liquidity and providing investors with unprecedented flexibility. Direct Trading: By utilizing the order book functionality, Nauta facilitates direct trading between users. This eliminates the need for intermediaries, streamlining transactions and reducing associated costs. Users can interact with each other in real-time, creating a dynamic trading environment. Transparency and Empowerment: The order book system provides users with transparent access to market dynamics, allowing them to make well-informed decisions based on real-time data. This transparency fosters trust and confidence in the secondary market, encouraging greater participation.

Nauta's adoption of the order book for the P2P secondary market underscores our commitment to innovation and user-centric design. We believe that this technology will revolutionize the real estate investment landscape, making it more accessible and inclusive for all investors.

Presently, we're in the early stages of organization, collaborating with our accountant and legal team in the USA. We're exploring the establishment of a holding structure and companies for the properties, working to structure the project from scratch in the United States. We're actively pursuing land acquisition, which will serve as the foundation for this project. Our focus is on creating a structure that allows both foreign and US investors to participate, minimizing estate tax exposure and operating tax. We're researching and drawing insights from various tokenization projects in the United States, such as Realt or Vave, with a particular emphasis on acquiring Latin American users interested in properties from the USA. We may need to adjust the minimum investment amount to ensure compliance with regulations (currently, the minimum is 10 USD). For land acquisition, we already have multiple investors with a minimum of $50,000 USD each. Once the land is secured, we'll proceed to tokenize the project, aiming to develop 12 apartments. We're considering setting a token price between $1,000 and $5,000 USD each, inspired by a similar model utilized in the US that caters to both US-only and foreign investors within the same tokenization process.