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Supporting developers, startups, and full-fledged companies building on Stellar and Soroban
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By Upwealth
Upwealth empowers financial advisors with Smart Contract SMAs, AI tools & DeFi for crypto investing. It bridges the crypto access gap in a fully SEC and AMF(EU) compliant framework
Upwealth is an AI-powered, Web3-native investment and management platform registered with the SEC (US) and AMF (EU), designed for financial professionals (RIAs, wealth managers) to offer digital asset investments to their customers seamlessly.
Here is a list of features based on the integration with Stellar technologies:
Feature 1: Smart Contract SMAs (Soroban-Based)
How Stellar Is Used: Leverages Soroban smart contracts for non-custodial portfolios with automated rebalancing, discretionary trading, tax optimization, and compliance.
Impact: Users retain full control of their assets (withdrawals anytime), while Upwealth can execute trades on-chain, ensuring greater transparency and security (currently transitioning from a custodial model via CEXs).
Feature 2: DEX & Wallet Integrations
How Stellar Is Used: Connects to Stellar-based wallets (Lobstr, Solar, Albedo) for seamless authentication, investing and fund management.
Impact: Simplifies user onboarding, enables secure storage and transactions, and improves overall user experience with direct Stellar network access.
Feature 3: On-Chain Liquidity & DeFi Access
How Stellar Is Used: Integrates with Stellar’s AMMs, SDEX and liquidity pools for efficient on-chain trade execution and settlement, plus cross-chain expansion via Allbridge and Blend Protocol.
Impact: Reduces transaction costs and execution times, broadens asset availability, and supports diversified portfolios with DeFi capabilities.
Feature 4: Security Enhancements
How Stellar Is Used: Implements pre-authorized transactions, multi-signature security (Vaults), and compliance checks.
Impact: Strengthens asset protection, ensures regulatory alignment, and fosters trust among institutional and retail investors.
These integrations will transition Upwealth from an off-chain operational platform to a decentralized, institutional-grade investment platform, leveraging Stellar’s high-speed, low-cost blockchain for secure, scalable digital asset management.
Yes
$88.0K
Success for Upwealth is defined by acquiring 400 financial professionals over the next 4 years, with an initial focus on a smaller core group of 50-100 professionals, scaling progressively. This will generate a strong foundation for growth, with a projected revenue of $X million over that period.
The impact of this success is twofold:
Expanding financial access: By equipping financial professionals with AI-driven investment strategies and access to digital asset portfolios, Upwealth will help individuals, especially those hesitant to engage in the digital asset space, gain more diverse investment opportunities. This will significantly increase financial inclusion by enabling users from all backgrounds to participate in the digital economy.
Driving adoption of the Stellar ecosystem: As Upwealth grows, our integration of Stellar-based solutions will bring greater visibility and adoption to the Stellar network. Success will be measured by the volume of transactions facilitated via Stellar, the number of financial professionals actively using Stellar-backed features, and the expansion of Stellar’s role in traditional finance through the use of innovative digital asset portfolios.
Ultimately, Upwealth’s success will lead to greater client retention and satisfaction for financial professionals, wider access to digital assets, and a more secure, transparent financial future for all participants, with tangible benefits to financial professionals, users, and the Stellar ecosystem.
Here after our go to market strategy document: https://drive.google.com/file/d/1cDFnC8c52onlCaNogIw0K7il5xminRqo/view?usp=sharing
Upwealth has demonstrated strong traction and validation through real-world adoption, compliance, and ongoing development:
Market Pivot & Adoption: Pivoted to B2B2C in mid-2024, now serving financial professionals (RIAs, wealth managers) instead of direct retail customers.
Live Clients & AUM: Two wealth management firms actively using Upwealth, with discussions ongoing with 12+ firms managing $100M to $1B AUM.
Active User Base: 100+ users from 12 different countries, with an average investment of $5,200 per user.
Regulatory Compliance: Fully compliant with SEC (USA) since 2022 & AMF (France/EU) since 2023 as a Registered Investment Advisor (RIA) and Digital Asset Service Provider (DASP).
Grant Validation: Secured a $20,000 grant from Stellar Blockchain through the September 2024 Draper University x Stellar Hacker House Program, highlighting external validation of the project.
On-Chain Trading & Infrastructure:
Trading engine operational for 15+ months, integrated with top liquidity providers, ensuring efficient order execution.
B2B dashboard & Smart Contract SMA rollout in progress, utilizing Soroban on Stellar for non-custodial asset management.
AI-powered investment recommendations & tax optimization in progress, scheduled for Q3 2025.
Tranche 1 - MVP
Deliverable : Smart Contract Design and Testing (Ideation Phase)
Description: Design and outline the smart contract structure, permissions, and execution logic in a local development environment for Soroban using tools such as Soroban CLI. This includes defining the portfolio management logic, trading rights, rebalancing mechanisms, and safety measures to ensure that only the investor has withdrawal rights. The deliverable also includes drafting a test plan for when contracts move to testnet.
Completion Measurement: Initial smart contract structure created, permissions established, and execution logic outlined. Test plan for future deployment prepared.
Estimated Completion: 7th April, 2025
Budget: [$7,000]
Deliverable : Smart Contract-Managed Portfolios (Initial Development with DEX and Wallet Integration)
Description: Developing the Soroban smart contracts for diversified portfolio management in Stellar’s local development environment. This includes defining permissions, parameters, and the structure of smart contracts that will grant Upwealth discretionary trading rights and automatic rebalancing. The development also includes defining a Stellar wallet (Lobstr, Solar…) for user interaction, along with integration with a SDEX for executing trades. Deposit and withdrawal functionality will also be outlined.
Completion Measurement: Smart contracts programmed locally, connected with a chosen Stellar wallet, and integrated with a DEX for trade execution. Permissions for trading, deposit, and withdrawal rights are defined.
Estimated Completion: 25th April, 2025
Budget: [$11,000]
Tranche 2 - Testnet
Deliverable : Smart Contract-Managed Portfolios (Testnet Deployment with DEX and Wallet Integration)
Description: Deploy smart contract-managed portfolios on Stellar’s testnet using Soroban. Contracts will include the ability to execute trades on a DEX, automatic rebalancing, discretionary trading rights, deposit, and withdrawal functionality. Permissions for trading and deposit/withdrawal will be fully functional in the testnet environment.
Completion Measurement: Successful testnet deployment verified with portfolio creation, DEX trade execution, automatic rebalancing, and full permissions for trading and withdrawal.
Estimated Completion: 25th May, 2025
Budget: [$28,000]
Tranche 3 - Mainnet
Deliverable : Smart Contract-Managed Portfolios (Mainnet Launch with DEX and Wallet Integration)
Description: Launch the Soroban smart contracts on Stellar’s mainnet, including full DEX integration and Stellar wallet support for users. Smart contracts will handle discretionary trading rights, auto-rebalancing, and permissions for both deposit and withdrawal functionality.
Completion Measurement: Smart contracts live on the Stellar mainnet with full wallet and DEX integration, and permissions fully functional for trading, deposit, and withdrawal.
Estimated Completion: [15th July March, 2025]
Budget: [$42,000]
Darren Moon:
Darren, CEO and Co-Founder, has 22 years of experience in finance and business management, having founded and managed over 12 companies since 2001, including four blockchain companies since 2016. His expertise spans from crypto mining data centers to algorithmic trading firms. A registered financial advisor, seasoned trader, and fintech expert, Darren has deep knowledge in blockchain technology and global regulatory compliance.
Volodymyr Katanskyi:
Volodymyr, CTO and Co-Founder, has 16 years of experience in software development and is a Senior Software Engineer with expertise in Fintech & Blockchain. He is the founder of StartupCraft and Synchronos, leading teams of over 40 software developers for Fortune 500 companies since 2007.
Andrew Demchenko:
Andrew is the Chief AI Officer and Co-Founder at Upwealth, leveraging seven years of leadership experience in the AI sector. He drives strategic growth in AI solutions, ensuring cutting-edge development while fostering innovation and client success.
George Viazemsky:
George is a Principal Full-Stack Engineer and Fintech expert at Upwealth. With 16 years of experience, he started as a software engineer and has cultivated extensive expertise across modern technology stacks, including blockchain development.
Dmytry Alymov:
Dmytry is a Senior Software Engineer specializing in Blockchain technology. With vast experience, he excels in building scalable architectures and developing complex algorithms for highly efficient systems.
Sergey Laptev:
Sergey is a Principal Front-End Engineer at Upwealth, with eight years of experience in software architecture, development, and resource management. He focuses on front-end engineering, delivering high-quality user experiences and innovative solutions.
Jonathan Glibert:
Jonathan is a seasoned payment services and security expert with over 15 years of experience in the banking industry, working with institutions like Crédit Agricole and Oney Bank. His expertise spans compliance, cybersecurity, and team management.
Expertise & Achievements
✅ 4 Blockchain Companies Built
✅ 25+ years in Fintech & Blockchain
✅ Crypto & Algorithmic Trading Experts
✅ Global Compliance & Regulatory Expertise
Darren Moon
No other submissions.