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By Oinc
Oinc is a seamless personal finance solution for LATAM young adults, conveniently enabling better financial decision making
We know the potential of crypto/blockchain in creating a more efficient and freer financial environment. And LATAM, a region with so many financial barriers, can benefit greatly from it. But these tools are still only used by a small segment of our population. We want to bring the benefits of Stellar Network to the average person, especially to the 150M+ young adults in LATAM who already are users of mobile banking solutions. There's a lot of momentum in Latam (specially Brazil) for truly building user focused financial solutions, due to Open Banking. Now, the user owns his data and can share it in order to pursue better options for himself, not only on what his own bank/broker can offer. We already operate in Brazil, serving 9000+ active users. Oinc is similar to the US-based service called Acorns. Especially built for Brazilians our system automates the process of saving and investing. We want to create our new infrastructure using Stellar, to be able to expand it to more countries across LATAM. Our first priority is to launch a digital wallet to support Stellar assets such as USDC and digital BRL. Wallets will represent the individual accounts and support cash-in/cash-out, pay and exchange money. Second, we need to enable the users to invest/exchange asset-backed tokens and stablecoins of stronger currencies. Third, we need to connect the Open Banking infrastructure with the new solution. And after having a broader understanding of what can be best for the user, enjoy possibilities to use Stellar infra on lending, international wire, and more. In that way, using crypto/blockchain potential to provide a simple and efficient financial solution for young adults, while also making it easier for them to hold assets in a stronger currency and move money. Thus, providing financial freedom and wealth growth. Prototype of our solution here (made during SCF Bootcamp): https://www.figma.com/proto/IJb82qMJYOl1d9YjirR74T/Stellar-Camp---Oinc---Prototype?page-id=0%3A1&node-id=64-7055&viewport=-535%2C697%2C0.31&scaling=contain&starting-point-node-id=64%3A7055 For detailed tech specs (process maps on integrations, prototype, infrastructure guidelines,...): https://useoinc.notion.site/Oinc-Stellar-Tech-Specs-20e4748620a647a3b7189e424d7f8544?pvs=4
$105.0K
Gabriel Almeida Duarte
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