
DashX Payments provides a unified platform for exporters, global contractors, and international businesses to receive, manage, and reconcile crossborder payments. Businesses can access DashX through a direct dashboard experience that offers payment tracking, workflow management, and improved visibility into international transactions.
In addition to the end-user platform, DashX offers API based integrations for fintech companies that want to enable crossborder payment capabilities within their own products. Through these APIs, partners can leverage DashX’s orchestration layer to initiate, route, and manage international payments without needing to build complex banking relationships themselves.
Under the hood, DashX works with multiple compliant and licensed financial entities that handle regulated payment flows across jurisdictions. DashX’s orchestration layer connects these partners to create a structured and compliant cross-border payment network.
As part of this submission, DashX will integrate the Stellar network as a settlement layer for selected payment flows. By supporting Stellar based stablecoins along with fiat on and offramps through infrastructure partners, DashX aims to enable faster, more transparent, and cost efficient international settlements. This integration will allow real world export and B2B payment volume to settle on the Stellar network while improving payment tracking and settlement efficiency across the platform.
$80.0K
DashX already demonstrates early traction with real users and payment flows:
These users primarily consist of exporters and contractors who receive cross-border payments through the DashX platform. The planned Stellar integration will allow a portion of these existing payment flows to settle on the Stellar network, bringing real-world transaction volume and new business users into the ecosystem.
Dashboard: https://dune.com/dashx/stats
LOI : https://drive.google.com/file/d/18WN_xEAKRXPtV-bPvec9KeOqJv-vgBX9/view?usp=sharing
Integrate the Stellar network into the DashX platform by issuing a custodial Stellar wallet to every user. Each wallet is capable of receiving USDC. Incoming transactions are detected via backend polling of the Stellar network and surfaced to users in real time through Server-Sent Events on the DashX dashboard.
Stellar Wallet Kit Integration: The Stellar Wallet Kit will be incorporated into the frontend UI layer during this MVP phase. It will serve as the core checkout interface, allowing external payers to connect compatible ecosystem wallets (e.g., Freighter, xBull) directly to the DashX platform to initiate test payments.
How to measure completion:
Any DashX user account has a Stellar wallet address visible in the dashboard.
The Stellar Wallet Kit UI is successfully rendered on the frontend, allowing a payer to connect an external ecosystem wallet.
A test USDC payment sent to a user wallet (via the Wallet Kit interface or manually) is reflected in the dashboard balance within 30 seconds.
Testnet transaction hash is recorded against the wallet event in the system.
Build the full quote-and-execute engine and wire it to the fiat offramp partner. Users request a quote, confirm to create a locked order, and on USDC receipt DashX automatically instructs the partner to credit INR via the vostro account structure. A GST-compatible invoice is generated on settlement.
Stellar Wallet Kit Integration: The Wallet Kit will be fully wired to the backend quote-and-execute engine. Payers will be able to connect their wallet, view the order as a native Stellar invoice, and sign the transaction seamlessly within the checkout session.
Additionally, integrate a cross-chain bridge (via Allbridge) to accept USDC from non-Stellar chains (Ethereum, Base, Solana), routing it to the recipient's Stellar wallet before the offramp runs. Close with a beta across real DashX users testing the full flow.
How to measure completion:
End-to-end flow functional on testnet: quote → order → USDC receipt → INR payout instructed → settlement confirmed → invoice generated.
A payer successfully completes a checkout session by connecting via the Stellar Wallet Kit, viewing the native invoice, and signing the transaction.
FX rate locked at quote time matches the rate on the settled invoice.
USDC sent from Base and Solana reaches the DashX Stellar wallet and triggers the offramp with no manual intervention.
Bridge failure handling tested and documented: timeout detection, retry logic, and refund path.
At least 10 real DashX users complete a test payment across at least two source chains in the closed beta.
Migrate all flows to Stellar mainnet. All DashX users can receive payments to their Stellar wallet address, with real USDC settling on-chain and INR delivered to their bank account. The stablecoin sandwich model (USD in, INR out via banking partners) is live for B2B and partner API use cases.
How to measure completion
Minimum $50,000 in real payment volume settled on Stellar mainnet within 60 days of launch.
On-chain transaction hashes for all settled payments are verifiable on the Stellar explorer.
Stablecoin sandwich flow is live and at least one B2B or API partner has processed a payment end-to-end.
Dhruv previously built and scaled a company to $400,000 in annual recurring revenue.
Vedant previously built and scaled an Alliance DAO backed fintech to $100,000 in monthly payment volume.
Both founders come from family business backgrounds and understand export and crossborder payment challenges firsthand.
Vedant LinkedIN: https://www.linkedin.com/in/vedant-utage-043020223/
Vedant Twitter: https://x.com/vedantutage03
Dhruv LinkedIN: https://www.linkedin.com/in/dhruv-gera/
Dhruv Twitter: **https://x.com/dhruvgera\_**

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