Stellar Community Fund

By Neovestor - An RWA launchpad

Neovestor - An RWA launchpad

SCF #28

$50.0K

Legacy v5.0 Activation Award

Awarded

Neovestor connects emerging market investors with real-world assets and businesses.

Products & Services

Neovestor is a financial inclusion platform providing access to real world assets and business to emerging market investors as a means of growing and diversifying wealth. Like the Stellar Development Foundation, Neovestor aims to address the inequities of the mainstream financial system, particularly in underserved communities. It uses blockchain technology to create a system that is more inclusive, affordable and straightforward.

The problem we’re solving

Neovestor polled more than 300 investors (aged 18-55) and found that eight in 10 want access to real-world asset (RWA) opportunities but face several barriers:

Distrust and Cost: 57% feel excluded by traditional finance, primarily due to distrust and high minimum investments (46%).

Readiness to Invest: About half are comfortable starting with $100 to $500 investments.

Community and Learning: 54% trust family and friends most, yet 71% strongly demand educational content.

Solution:

Neovestor empowers investors by providing affordable and accessible RWA opportunities and enhancing financial literacy:

Affordability: Offers entry-level access starting at USD10, and the ability to earn stable-coin yields.

Accessibility: Invests in proven real-world assets and businesses.

Education: Delivers mobile-first, customised content to help investors make informed decisions.

Why Now? And Who?

Initial Target Market:

Neovestor targets 130 million underserved potential investors in Southeast Asia, specifically Indonesia, the Philippines, Thailand, and Vietnam. Collectively, they own ~USD650 billion in cash deposits.

Market Opportunity:

Demographics: These markets have large, youthful populations (median age 25-40) totalling over 550 million.

Low Investment Participation: Around 1-2% of these populations are investing.

Financial Inclusion: Between 23% and 48% are unbanked yet equipped with payment onramps.

Tech Adoption: Mobile usage exceeds 72% across these markets, while each ranks among the top 10 for crypto adoption globally.

Economic Factors: Many of these markets have experienced significant inflation, making USD stablecoin investments an attractive hedge.

Investment focus

Neovestor focuses on established businesses led by seasoned operators across robust sectors, including transportation, logistics, sustainable agriculture, consumer services, and energy.

Initial RWA offerings

A private car service based in the UAE

A poultry farm based in Indonesia

Target returns of 7 - 10% per annum

Expanding Neovestor’s RWA Portfolio of Offerings

To build and scale our Real World Asset (RWA) offerings, Neovestor will utilise six main strategies:

Ensuring the Success of Existing Projects: Strengthening the Neovestor brand through the oversubscription of current offerings.

Referrals from Partners: Encouraging partners to refer additional projects through shared economics arrangements and cross-promotional activities.

Establishing New Partnerships: Collaborating with other RWA projects and platforms (such as generalist launchpads, AMMs, asset tokenisation platforms, etc).

Creating a Network of Deal Curators: Developing a trusted network of key opinion leaders (KOL) and individuals with established deal channels to source and vet deals efficiently, with potential referral bonuses or profit-sharing opportunities.

Attending and Hosting Industry Events: Organising conferences, webinars, and meetups to connect with potential partners and showcase Neovestor's capabilities.

Leverage Social Media and Content Marketing: Using social media platforms and publishing insightful content to attract potential partners.

Neovestor will perform due diligence on all channels and deals to ensure the validity and viability of each project.

Business & Revenue Model:

Neovestor generates revenue from three primary sources:

Management Fees: 2%

Income Spread: Earned from assets, ranging from 3% to 6%

Trading Fees: 0.5%

As the platform grows, Neovestor aims to evolve into a launchpad for other real-world asset (RWA) projects, with the following revenue streams:

Platform:

Listing Fees: up to 5%

Platform Fees: 0.5%

Trading Fees: 0.5%