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By Choppaddi Pay
FastBuka is a blockchain-enabled food and grocery delivery platform built on the Stellar network that connect customers, vendors, and riders across Africa with instant top-ups, fast payments, crypto and local currency options, built-in dispute resolution, and task-based rewards, making delivery faster, fairer, and more inclusive.
Multi-Vendor Marketplace: Curated selection of restaurants, grocery stores, and food vendors
Real-time Order Management: End-to-end order tracking from placement to delivery
Smart Routing: AI-powered delivery optimization for riders
Quality Assurance: Vendor verification and customer rating systems
Stellar Wallet Integration: Native Stellar blockchain wallets for all users
Multi-Asset Support: NGNC (Nigerian Naira Coin), USDC, and Stellar native token support
Instant Settlements: Real-time payment processing through Stellar network
Cross-Border Transactions: Seamless international payment capabilities
Stellar Account Creation: Automated wallet generation for new users
Asset Management: Support for multiple Stellar assets and trustlines
Deposit & Withdrawal: Bank integration and card payment processing
Transaction History: Comprehensive blockchain transaction tracking
Professional Rider Network: Verified and trained delivery partners
Real-time Location Tracking: GPS-enabled delivery monitoring
Performance Analytics: Rider performance metrics and earnings tracking
Safety & Compliance: Document verification and insurance coverage
Business Onboarding: Streamlined vendor registration and verification
Inventory Management: Real-time product catalog management
Analytics Dashboard: Sales performance and customer insights
Payment Processing: Automated settlement and revenue tracking
vendor test login : koxytest@gmail.com
password: password
Maybe in the future, but not in this submission
$70.0K
Platform Performance Metrics
Order Volume: 100 orders (Month 1), 500 (Month 3), 2,000 (Month 6)
User Engagement: Daily Average Users – 500 (Month 6); Monthly Average Users – 2,000 (Month 6)
User Retention: 70% (Month 3), 80% (Month 6)
Delivery Efficiency: Avg. delivery time <30 min in urban areas; Order success rate >95% (Month 3)
Financial & Blockchain Metrics
Active Stellar Wallets: 1,000 (Month 3), 5,000 (Month 6)
Monthly Transaction Volume: $10,000 (Month 3), $100,000 (Month 6)
Cross-Border Transactions: 100 (Month 6)
Revenue: MRR – $5,000 (Month 3), $50,000 (Month 6)
Platform Take Rate: 15–20% on successful deliveries
Social Impact Metrics
Job Creation: 50 riders (Month 3), 200 riders (Month 6); 20 vendors (Month 3), 100 vendors (Month 6)
Average Rider Earnings: $200/month (Month 6)
Financial Access: 30% of user base from underbanked segment (Month 6); 80% of registered users with active Stellar wallets (Month 3)
Technical Performance Metrics
Platform Reliability: Uptime – 99.9% (Month 3); API response time <200ms for 95% of requests (Month 3)
Mobile Stability: Crash rate <1% (Month 6)
Security & Compliance: GDPR compliance (Month 3), Security audit (Month 4), PCI DSS certification (Month 5).
Target: Early adopters and tech-savvy users in Lagos, Nigeria.
Market Entry Strategy:
Geographic Focus: Lagos (population: 14+ million).
Target Segments: Young professionals (25–40), tech-savvy consumers, and Web2-first non-crypto users.
Pilot Program: 50 vendors, 100 riders, 500 customers.
Launch Activities:
Invite-only beta with 100 users.
Onboard 10 established restaurants.
Partner with local motorcycle delivery providers.
Build community presence via social media and meetups.
Success Metrics:
100 registered users.
10 active vendors.
50 active riders.
100 completed orders.
Phase 2: Market Expansion & Validation (Months 3–4)
Target: Broader consumer base and expanded vendor network.
Expansion Strategy:
Extend operations to Abuja and Port Harcourt.
Add grocery stores, convenience stores, and specialty food shops.
Introduce premium and scheduled delivery options.
Form partnerships with local business associations and food industry groups.
Marketing & Acquisition:
Digital marketing (Google Ads, Facebook, Instagram, X).
Influencer partnerships with food bloggers & lifestyle creators.
Referral programs for customers, vendors, and riders.
Participation in local food festivals & networking events.
Success Metrics:
1,000 registered users.
50 active vendors.
150 active riders.
500 completed orders.
$10,000 monthly transaction volume.
Phase 3: Scale & Market Leadership (Months 5–6)
Target: Strengthen market position in Nigeria & prepare for regional scale-up.
Scaling Strategy:
Expand into Kano, Ibadan, and Enugu.
Launch subscription models & loyalty programs.
Integrate AI-powered recommendations & predictive analytics.
Build partnerships with large-scale logistics providers.
Market Leadership Activities:
National-level advertising campaigns.
Seek industry recognition through awards & media features.
Publish food delivery industry insights.
Run corporate social responsibility programs in local communities.
Success Metrics:
5,000 registered users.
150 active vendors.
300 active riders.
2,000 completed orders.
$100,000 monthly transaction volume.
Recognized as a leading delivery platform in 3 major cities.
Customer Acquisition & Retention Strategy
Acquisition Channels:
Digital Marketing – 40% of new users via search & social ads.
Referral Program – 25% of new users via credits (customers) & commissions (vendors/riders).
Partnership Marketing – 20% from collaborations with local businesses.
Organic Growth – 15% via app store optimization, local SEO, and word-of-mouth.
Retention Strategy:
Loyalty program with tiered rewards (Bronze → Platinum).
AI-powered personalization for offers & recommendations.
24/7 in-app support & proactive problem-solving.
Regular community events & feedback programs.
Vendor & Rider Engagement
Vendor Model:
No upfront fees — pay commission per order.
Access to analytics, marketing support, and operational tools.
Rider Model:
Earn 20–30% above market rates.
Flexible hours & performance bonuses.
Insurance, training, and career development support.
Revenue Model
Vendors: Commission on every order processed through the platform.
Riders: Commission or small fee per completed delivery.
Customers: very low service and delivery fee charges — they paid on listed food/delivery
Ambassadors & Volunteers Program
To accelerate adoption and ecosystem growth, we will launch the FastBuka Ambassadors & Volunteers Program.
Objectives:
Drive vendor and rider onboarding in target cities.
Educate users on how Stellar powers payments and transaction security.
Create grassroots community awareness of FastBuka’s benefits.
Structure:
City Ambassadors: Local representatives in each expansion city responsible for community outreach, vendor relations, and event organization.
Campus Ambassadors: University students promoting FastBuka to younger, tech-savvy audiences.
Volunteers: Assist with community events, social media amplification, and onboarding new riders/vendors.
Incentives:
Performance-based bonuses in local currency or Stellar-based tokens.
Exclusive branded merchandise.
Leadership opportunities in regional expansion efforts.
Impact Goal:
By Month 6, our ambassadors and volunteers will directly contribute to:
Onboarding 50% of new vendors and riders.
Hosting 10+ community activation events across target cities.
Bringing Stellar payments to thousands of first-time users.
Future Opportunity: White-Label Delivery Infrastructure
In later stages, we will offer a white-label version of our platform — including Stellar-powered payments — to local delivery businesses in other regions, enabling them to operate under their own brand but use our technology and payment rails. This creates an additional revenue stream without charging end customers.
_ _
Competition
Competing with both traditional Web2 delivery platforms (e.g., Glovo, Jumia Food, Bolt Food) and emerging blockchain-based delivery solutions.
Leverage first-mover advantage in blockchain-powered delivery within our target regions.
Differentiate through instant Stellar-based settlements, lower vendor/rider fees, and improved earnings.
Strengthen vendor and rider loyalty via faster payouts, better support, and community engagement.
Maintain competitive edge through continuous innovation, localized features, and feedback-driven updates.
Regulatory Changes
Legal team monitoring blockchain and digital payment regulations across African markets.
Establish compliance partnerships with local regulatory bodies.
Maintain flexible technical architecture to adapt quickly to changing legal requirements.
Economic Downturns
Diversify revenue streams to reduce dependency on a single income source.
Apply cost optimization measures to maintain operational efficiency.
Introduce flexible vendor/rider pricing models during slow economic periods.
_ _
Blockchain Integration
Dedicated Stellar blockchain development team to ensure stable integration.
Maintain multiple fallback payment options in case of network issues.
Ensure regular testing and monitoring of the payment infrastructure for high reliability.
Performance Scaling
Utilize cloud-based infrastructure with auto-scaling capabilities.
Implement proactive performance monitoring and optimization tools.
Perform regular load testing and capacity planning before scaling to new regions.
Data Security
Enforce end-to-end encryption for all transactions and communications.
Maintain compliance with international data security and privacy standards.
Regularly update systems to address emerging security threats.
_ _
Rider Shortage
Maintain multiple rider recruitment channels, including ambassador-driven outreach.
Offer competitive compensation packages and performance-based bonuses.
Provide rider retention programs, safety training, and insurance benefits.
Vendor Churn
Build strong vendor relationships through regular communication and dedicated support teams.
Offer performance-based incentives, marketing support, and analytics tools.
Continuously improve platform features to make vendor operations smoother and more profitable.
Customer Service
Operate a multilingual support team to cover diverse regions.
Provide 24/7 availability for issue resolution.
Implement proactive issue resolution systems and feedback loops to improve service quality.
FastBuka is a vendor–customer–rider platform built on the Stellar blockchain, connecting local food vendors, delivery riders, and customers through seamless digital payments and Web3 tools. In recent months, we have expanded our network, tested and improved our product, onboarded hundreds of users through events, and actively engaged in the Stellar ecosystem. Below is a summary of our traction to date
We have successfully onboarded 6 vendors to the FastBuka application, with their data already integrated. An additional 20 vendors are actively waiting to join, as confirmed by our vendor group. [Link to evidence of vendor onboarding on Whatsapp] [ Link to waiting list form ]
We have users eagerly awaiting the launch of FastBuka 2.0. During the 1.0 beta launch, we received valuable feedback from both Web2 and Web3 users, which has been implemented to improve our designs and Ux [Feedback form for Beta test 1.0]. The updated UX is now live
FastBuka was a sponsor of the ASaba Food and Music Festival, where we successfully onboarded over 300 users to our community. [Link to the event]
Our founder, a Stellar West Africa ambassador, represented FastBuka at the ASaba Stellar Meetup, engaging with attendees and onboarding new users. [Link to the video on X]
Our co-founder, Koxy, a Stellar Delegate and West Africa Ambassador, also represented us at the recent Stellar West Africa Conference. She shared insights about building on Stellar, attracting enthusiastic new users ready to try out FastBuka. [Link to the video on X]
We currently have volunteers and ambassadors on the ground, ready to actively promote FastBuka across Nigeria once the app launches. [Link to volunteer/ambassador group or plan]
85 Testnet Transaction for our new update on Stellar Blockchain via stellar.expert
Budget: $23,333 USD
Technical Deliverables
Implement and test user registration and authentication (users, vendors, riders)
Enable basic order flow (browse, select, checkout, delivery request)
Integrate Stellar wallet for payments
Ensure core API endpoints are operational
Validation Criteria
100 beta users onboarded
20 vendors onboarded
10 riders onboarded
50 test orders completed successfully
User satisfaction score ≥ 4.0/5
80% user retention after 30 days
Testnet Validation – Tranche 2 (Month 3–4)
Budget: $23,333 USD
Technical Deliverables
Deploy all core features to Stellar testnet
Meet defined performance benchmarks
Address identified security vulnerabilities
Complete user acceptance testing with users, vendors, and riders
Validation Criteria
500 users onboarded
50 vendors onboarded
25 riders onboarded
200 testnet orders completed successfully
Vendor satisfaction score ≥ 4.5/5
Rider satisfaction score ≥ 4.5/5
Mainnet Validation – Tranche 3 (Month 5–6)
Budget: $23,333 USD
Technical Deliverables
Launch platform on Stellar mainnet
Enable processing of real transactions
Activate onboarding and support systems for all roles
Implement performance monitoring and alerts
Validation Criteria
2,000 users onboarded
200 vendors onboarded
100 riders onboarded
1,000 orders completed successfully
Monthly transaction volume > $50,000
Customer satisfaction score ≥ 4.5/5
Vendor satisfaction score ≥ 4.5/5
Rider satisfaction score ≥ 4.5/5
Notes for SCF Alignment
Roadmap is scoped for 6 months total.
Deliverables focus solely on product development on Stellar, not marketing or user acquisition.
Total budget is $70,000
Choppaddi is built by a dedicated in-house team of five. There are no external developers, contractors, or dev shops contributing to this build. Every line of production code is written, reviewed, and maintained by the team members listed below.
Role and technical ownership: McManus leads product direction, business strategy, and overall execution. He supervises mobile app development across iOS and Android, coordinates cross-functional delivery across the engineering team, and owns the product roadmap and stakeholder relationships. He holds a Bachelor's Degree in Computer Science from Richmond Open University, Nigeria, and brings hands-on experience across full-stack web development, cloud management, mobile and web application development, UX research, agile project management, and DevOps.
Fintech and payments experience: As co-founder of Choppaddi, McManus has led the product from concept through live operations in Asaba and Enugu, Nigeria — overseeing a real-money payment system processing NGNC stablecoin transactions on Stellar for customers, vendors, and riders. He is also the founder of iCreations Cloud Technologies, where he delivers end-to-end digital solutions for businesses across cloud management, mobile, and web application development.
Stellar experience: McManus has been hands-on with Choppaddi's Stellar-based payment infrastructure since its inception, working closely with the CTO to ship the existing NGNC wallet system, sponsor wallet model, and on-chain settlement layer currently in production.
LinkedIn: https://www.linkedin.com/in/doctorvee/
GitHub: https://github.com/emekaorjiani
Role and technical ownership: Koxy is the technical lead for the entire Choppaddi platform. She owns the core architecture, all blockchain-related work, the Stellar integration, the NGNC wallet system, the sponsor wallet model, the custodial key management infrastructure, and the full production engineering roadmap. For this submission, she is the primary engineer responsible for the USDC wallet extension, NEAR Intents integration, SDP integration, and all on-chain settlement logic across Tranches 1, 2, and 3.
Fintech and payments experience: Koxy has built and shipped production-grade payment infrastructure on Stellar, including the existing NGNC custodial wallet system, on-chain escrow settlement flow, and sponsor wallet gas abstraction model currently processing real transactions in Nigeria. She is an active SCF pilot contributor and Track reviewer, giving her deep familiarity with the Stellar ecosystem's payment and disbursement infrastructure from both a builder and ecosystem governance perspective. She also volunteers as Lead Developer Relations for Women in DeFi, supporting the onboarding of developers into decentralized finance across Africa.
Stellar and blockchain experience: Koxy has directly verifiable Stellar and blockchain engineering experience across multiple public repositories:
note that commit history is relatively recent as Choppaddi recently transitioned from its previous brand Fastbuka to Choppaddi, requiring a new GitHub account setup. The existing on-chain NGNC wallet system, sponsor wallet model, encryption service, and Dojah KYC integration are all verifiable in this repository.
Stellar service architecture: Click here to view.
Soroban experience: https://github.com/KoxyG/Lets-Get-Soroban
Additional open source blockchain work: https://github.com/KoxyG
GitHub: https://github.com/koxyG
LinkedIn: https://www.linkedin.com/in/progress-ochuko-eyaadah-18947a1b2
Role and technical ownership: Omobolanle works closely with Koxy and is responsible for all Web2-related APIs across the Choppaddi platform. She owns the backend service layer, the API infrastructure that powers order management, vendor and customer flows, rider dispatch, webhook delivery, and all non-blockchain backend operations. For this submission, she will contribute to the merchant registration API, webhook infrastructure, and SDP reconciliation layer across Tranches 2 and 3.
Fintech and payments experience: Omobolanle has been part of the Choppaddi engineering team through live operations in Nigeria, building and maintaining the backend infrastructure powering real-money transactions for customers, vendors, and riders on the platform.
Technical stack: Python, JavaScript/TypeScript, Node.js, Django, FastAPI, Go, React, Nest.js, and Next.js. Comfortable across both Web2 and Web3 environments.
GitHub: https://github.com/simplicityf
LinkedIn: https://www.linkedin.com/in/omobolanlehazeezat
Role and technical ownership: Uka-Amaka is responsible for all user interfaces across the Choppaddi platform. She owns the frontend layer for choppaddi.com (customer web app), vendor.choppaddi.com (vendor web app), and rider.choppaddi.com (rider web app), integrating all available platform features into cohesive, functional web applications. For this submission, she will build the Choppaddi Pay frontend at pay.choppaddi.com and the NEAR Intents cross-chain payment interface on choppaddi.com across Tranches 1 and 2.
Fintech and payments experience: Uka-Amaka has built and maintained the production web interfaces through which real customers, vendors, and riders transact on Choppaddi today. Her work spans the full customer payment flow, vendor order management interface, and rider delivery and payout tracking interface.
GitHub: https://github.com/uka-amaka
LinkedIn: https://www.linkedin.com/in/ukamaka-anthony-a276b0219/
Role and technical ownership: Michael is responsible for mobile app development across iOS and Android for Choppaddi, working under the supervision of the CEO. He owns the Android customer app (live on Google Play Store) and the Android rider app (live on Google Play Store), and is currently working on the vendor Android app and all iOS apps currently undergoing Apple compliance review.
Fintech and payments experience: Michael has built and shipped the Choppaddi Android apps through which real customers and riders transact on the platform today, integrating the Choppaddi payment and wallet flows into a native mobile experience for non-crypto-native users in Nigeria.
LinkedIn: https://www.linkedin.com/in/michael-oduah-333032259/
Github: https://github.com/Michaeloduah
Chukwuemeka Orjiani
koxy
By Choppaddi Pay
Choppaddi Pay
By Choppaddi Pay
FastBuka SCF #35 Build