
MUWP is a cross-chain liquidity aggregator and bridging solution that simplifies token swaps and expands interoperability across multiple blockchains. By integrating with Stellar’s DEXes, MUWP enables near-instant conversions into XLM or other Stellar-based assets, creating a more accessible route for liquidity to flow into Stellar. In addition, its advanced swap features accommodate scenarios such as merging multiple tokens into a single token or splitting one token into many, ensuring a flexible experience for users managing diverse asset portfolios.
You can already try MUWP’s mainnet solution for Stellar via the MUWP DApp or watch our demo video.
While building out these functionalities, we identified a broader need for user-friendly cross-chain integrations that can be embedded directly into DApps. Many projects want to attract more liquidity to Stellar and streamline asset swaps without forcing their users to leave the DApp environment.
Introducing the MUWP SDK
To address this, we’re developing the MUWP SDK, designed to empower any Stellar-based DApp with seamless cross-chain capabilities. By integrating the MUWP SDK, developers can tap into the multiple liquidity sources and bridging mechanisms we’ve built, turning any DApp into a cross-chain DApp.
This SCF Build Award is aimed at funding the development of that SDK. Below are the key components:
Multi-Token Swap Mechanism
How Stellar is Used: Leverages Stellar’s DEX for automatic conversions of accepted tokens (e.g., ETH, USDT) into XLM.
Impact: Expands payment options for developers, increases network liquidity, and drives additional transactions through Stellar.
Wallet and Asset Management Tools
How Stellar is Used: Provides APIs to create and manage Stellar wallets, as well as issue and administer Stellar-based assets.
Impact: Makes it easier for new projects to join the Stellar ecosystem, helping developers incorporate wallet operations and asset functions right out of the box.
Soroban Smart Contract Integration
How Stellar is Used: Allows developers to deploy and interact with Soroban smart contracts for advanced dApp features and financial processes.
Impact: Unlocks more sophisticated functionalities on Stellar, paving the way for innovative use cases that boost ecosystem growth.
Cross-Chain Interoperability
How Stellar is Used: Uses MUWP as a bridge between Stellar and other blockchains for token and data transfers.
Impact: Positions Stellar as a multi-chain hub, giving developers a broader user base and more liquidity opportunities, ultimately strengthening Stellar’s presence in the decentralized ecosystem.
Developer Support & Documentation
To ensure a smooth onboarding experience, we will provide:
Comprehensive documentation and tutorials.
Example code snippets for quick implementation.
Ongoing community and technical support through Discord and GitHub.
With MUWP’s existing cross-chain swap solution live on Stellar and the upcoming SDK, we aim to reduce barriers for developers, streamline cross-chain liquidity, and promote further adoption of the Stellar network.
Yes
$88.9K
Below is an overview of the key points that define the success of the MUWP SDK. These criteria encompass adoption metrics, user satisfaction, and tangible impact on both developer workflows and business operations.
Broad Developer Adoption
We aim to achieve 350 SDK downloads within the first six months of the mainnet launch. This level of uptake demonstrates immediate developer interest, while the long-term benefit lies in cultivating an expanded ecosystem of interoperable dApps that bring new liquidity and users onto Stellar.
Business Integration & Financial Inclusion
By offering a simplified cross-border payment framework and comprehensive token management features, we reduce operational costs for businesses and promote more accessible financial solutions in emerging markets. Successful integration of MUWP’s SDK in these regions will help underbanked communities tap into blockchain-based services, broadening financial inclusion.
Time-to-Market Efficiency
Our SDK streamlines development tasks, accelerating the creation of new dApps and simplifying complex technical workflows. This efficiency shortens product launch cycles, frees up resources for innovation, and encourages more teams—both established and emerging—to build on Stellar.
Active Community Engagement
A strong developer community is essential to sustained growth. We will foster dialogue and collaboration through forums, GitHub, and hackathons. This consistent exchange of ideas fuels new and creative solutions, helping to diversify the range of projects powered by Stellar and the MUWP SDK.
Measurable Usage Growth
We plan to reach 5,000 monthly API calls by the end of the first year, demonstrating steady, real-world usage. High interaction volumes reflect genuine traction and validate the utility of the SDK for subscription management, cross-chain swaps, and payment workflows.
Customer Satisfaction
Our target is an 80% or higher approval rating in bi-annual developer and business surveys. Positive feedback is a direct measure of SDK quality and user experience. Meeting or surpassing this threshold ensures that we continuously refine our product, remain responsive to user needs, and maintain strong retention rates.
Month 1 (after mainnet) – Launch Campaign
The initial focus is to build visibility and bring on early adopters. We will announce the SDK release via social media, Stellar forums, and targeted email campaigns, ensuring the news reaches both existing Stellar communities and broader blockchain circles. Detailed tutorials, documentation, and example code will be published on GitHub and Stellar’s developer portal to help teams get started quickly. A live launch webinar will walk participants through the SDK’s core features, providing an interactive forum for Q&A and early feedback.
Months 2–3 (after mainnet) – Developer Engagement
In this phase, the priority is to spark developer interest and gather real-world insights. We will host a hackathon with prizes for the most creative or impactful uses of the SDK, fueling experimentation and fresh ideas. Real-time support will be offered through Discord and GitHub issues to address developer questions and facilitate rapid troubleshooting. Additionally, a small grant program will reward teams that build meaningful dApps using MUWP, lowering barriers to entry and accelerating SDK adoption.
Months 4–5 (after mainnet) – Partnership Building
Next, we will cultivate partnerships throughout the Stellar ecosystem, engaging wallets, exchanges, and payment platforms to create seamless experiences that leverage MUWP’s multi-token swap and cross-chain features. We will also explore cross-chain collaborations outside Stellar to demonstrate how bridging liquidity and assets can boost project growth. By co-marketing solutions with early adopters, we will showcase tangible use cases and highlight the SDK’s potential to increase user satisfaction and unlock new revenue streams.
Month 6 (after mainnet) – Adoption Scaling
As the user base grows, the goal is to widen our reach, particularly in emerging markets where blockchain solutions can bring considerable value. We will approach SaaS and fintech providers to demonstrate how MUWP can streamline cross-border transactions and reduce operational costs. Case studies of successful integrations will be published to illustrate ROI and best practices. A referral program will provide financial or promotional incentives for developers and businesses to recommend the SDK, solidifying its position as a go-to cross-chain solution within and beyond the Stellar ecosystem.
We have built MUWP across non-EVM networks like Aptos, Partisia, Solana, and Stellar, as well as EVM-compatible blockchains such as Polygon, BSC, Avalanche, Base, Optimism, and Arbitrum. This cross-chain breadth demonstrates our capacity to develop scalable, innovative, and impactful products that capitalize on each ecosystem’s strengths, with particular expertise in interoperability and multi-token management.
A recent survey in October 2024 involving 87 developers, blockchain professionals, and businesses from the USA, France, Luxembourg, and Turkey revealed that 75% faced challenges integrating non-Stellar tokens and 80% sought a more straightforward method for multi-token management and cross-chain transactions. These insights confirm the growing need for the MUWP-Stellar Multi-Token Cross-Chain SDK.
Our existing MUWP DApp already runs on the Stellar mainnet, having garnered more than 2,100 page views in the past year and recording 37 swaps in November alone, underscoring early traction and user interest. Beyond Stellar, MUWP integrates 59 DEXs and 44 bridges, making cross-chain swaps more affordable and efficient for diverse blockchain users. This network of connections positions MUWP as a one-stop platform for streamlined transfers and enhanced liquidity.
Industry recognition further validates our approach. We were selected by 50 Partners, a French VC-led incubator offering high-level mentorship, and we also joined the Chainlink Build Program, which improves our infrastructure for decentralized oracles and cross-chain security. Within the Stellar ecosystem specifically, we have already incorporated Stellar’s DEX for optimizing liquidity flow, begun leveraging Soroban smart contracts for cross-chain transactions, and simplified token issuance and conversion for new Stellar projects.
Our successful deployments on Solana and Aptos highlight our technical depth and ability to adapt to unique blockchain architectures. On Solana, we integrated high-performance liquidity pools to accelerate transaction speeds for cross-chain swaps, and on Aptos we created custom tools and modular SDK components to streamline multi-token swaps in a parallel execution environment. These achievements underscore our commitment to crafting efficient, developer-friendly infrastructure that can likewise benefit the Stellar ecosystem.
By securing the SCF Build Award, we can enhance our SDK, reduce integration hurdles for developers, accelerate multi-token adoption on Stellar, and significantly expand cross-chain liquidity entering the network. Our track record proves our ability to deliver on these promises with technical excellence, making MUWP an asset not just to Stellar, but to the broader blockchain landscape.
Description: Develop the foundational SDK, including wallet creation, asset management, and integration with Stellar's DEX.
How to Measure Completion:
Functional APIs for wallet creation and asset issuance.
Asset management workflows tested and documented.
Integration example demonstrating Stellar DEX usage.
Estimated Completion Date: May 14th, 2025.
Budget Allocation: $17,504
Description: Integrate Muwp’s multi-token swap functionality to enable acceptance of non-Stellar tokens and conversion to XLM.
How to Measure Completion:
Prototype that supports swapping at least two non-Stellar tokens into XLM.
Internal tests with performance reports shared.
Estimated Completion Date: June 15, 2025.
Budget Allocation: $16,072
Description: Extend the SDK with Soroban-based smart contract functionality for managing recurring payments and custom logic.
How to Measure Completion:
Functional APIs for subscription workflows using Soroban contracts.
Comprehensive documentation and example integrations.
Estimated Completion Date: July 18th, 2025.
Budget Allocation: $19,671
Description: Test cross-chain functionalities using Muwp, enabling seamless token transfers between Stellar and Ethereum (or Solana).
How to Measure Completion:
Successful test transactions on testnet with cross-chain bridges.
Testing reports and stress-testing documentation.
Estimated Completion Date: August 20, 2025.
Budget Allocation: $17,790
Description: Deploy the final SDK version on Stellar’s mainnet, including all features from MVP and Testnet.
How to Measure Completion:
Public SDK release on GitHub with comprehensive documentation.
Live demonstration of a functional project using the SDK.
Estimated Completion Date: September 20, 2025.
Budget Allocation: $17,813
1) Gaël BOKONGO - CEO:
Gaël is the Co-Founder and CEO of Muwpay. He has a PhD in Financial Mathematics from the University of Minnesota and a BA in Finance from North Dakota State University. He also holds a Certificate of Alternative Finance from Harvard. With over a decade of experience in the energy market, Gaël honed his skills in commodities trading at ENGIE, a leading energy company, where he lived in 5 different countries including Turkey, Colombia, Singapore, France, and Italy. Additionally, he gained valuable experience working with major banks and stock exchanges such as The New York Stock Exchange, Bank of America, and BNP Paribas.
Apart from his financial background, Gaël is also a tech-entrepreneur and videographer who has traveled to 100+ countries, allowing him to gain a deep appreciation for world cultures. He founded EyesTale Studio, a production company that created content for renowned media companies such as Lonely Planet, National Geographyl and France Television.
In 2018, Gaël leveraged his professional background and passion for the crypto industry to create INGWAZ Studio, a WEB3 videogame company.
Linkedin : https://www.linkedin.com/in/gabbok/
2) Mohammed FRIHAT - CTO:
Mohamed is the co-founder and CTO of MUWPAY. He holds a PhD in Applied Mathematics from ENS Paris Saclay, a Master's degree in Mathematics from École Centrale Paris, a Master's degree in Finance from Paris Dauphine University and an MBA in Business Management & Administration from Sorbonne University.
With experience in various sectors such as gas, finance, and machine learning, Mohamed has worked with international companies like Gaztransport and Technigaz and has contributed to significant research centers such as CNRS. Over the last five years, he has focused on WEB3.0 and excelled in various projects in DeFi and NFT on multiple blockchains, including Ethereum, BSC, and Tezos.
Mohamed has a deep passion for different fields of mathematics. From financial mathematics to operational research, from fundamental Mathematics to applied mathematics and scientific computing Mohamed wanted to learn them all to solve real-world problems. As a result, Mohamed has a combined academic background in scientific computing (Master degree at @CentraleSupélec), applied mathematics (PhD at @École normale supérieure Paris-Saclay), Economics and Finance (Master Degree at @Université Paris Dauphine - PSL), Financial Mathematics (master’s degree at @Université Paris Cité) and MBA (@IAE Paris - Sorbonne Business School).At the start of his career, Mohamed worked as a data scientist at @Banque International Arabe de Tunisie.
After that, Mohamed joined a Tunisian Industrial Group as an operational researcher for 4 years in order to optimize complex production processes using mathematical models, and Gaztransport & Technigaz (GTT) for 5 years as the R&D Researcher and Scientific Computing Engineer where he studied a very complicated physical problem “Sloshing” using both numerical simulations and experimental investigations. Moreover, Mohamed worked as a researcher on pricing models at different universities: he studied the local stochastic volatility models “LSV” at LPSM Laboratory (Pierre and Marie Curie University) and the martingale optimal transport problem at CEREMADE Laboratory (Dauphine-PSL university).
Since 4 years ago, Mohamed has participated in DeFi projects, NFT marketplace projects, and P2E gaming projects as blockchain developer and researcher. Since April 2022, Mohamed has been Co-Head of DeFi at @PyratzLabs to build the DeFi Labs
Linkedin: https://www.linkedin.com/in/mohamed-frihat-53a191201/
3) Xavier GOMEZ - COO:
Xavier is the co-founder and COO of MUWPAY, where he leverages his expertise in finance and fintech to drive the company's growth and success. He holds a Master's degree in Finance from the ISC and has also earned specialized certifications in Fintech (2016) and Cryptocurrency (2021) from the prestigious Massachusetts Institute of Technology (MIT). He further honed his skills in private equity by graduating from HEC Paris.Before joining MUWPAY, Xavier co-founded INVYO, a cutting-edge data management start-up that employs machine learning and Natural Language Processing (NLP) to unlock the potential of big data in finance.
He also served as a global multi-asset portfolio manager at Pictet & Cie, where he was responsible for global asset allocation and the implementation of European regulations (MIFID and FATCA). In his previous role as a Director and global banker at Credit Suisse, Xavier oversaw the operations of various departments in Investment Banking and Wealth Management, including Trading in London, Sales & Trading in Derivatives in Switzerland, and treasurer (Basle III) in Credit Suisse with operations in Geneva, London, Paris, and Zurich.
Xavier is a sought-after speaker in the fintech industry and is considered a global fintech influencer by Onalytica and Refinitiv. He frequently participates in prestigious fintech events such as the Paris Fintech Forum, Finovate Europe, Finnovation Africa, Open Banking World Congress, etc.
Linkedin: https://www.linkedin.com/in/xavier-gomez-xg/
4) Dhruv MALIK :
Dhruv is a Solution Architect and Backend Developer at MUWPAY. He holds a master's degree in cybersecurity from École Polytechnique and has gained extensive experience over the past three years working on various projects in the web3 space (e.g. Request , Equisafe , newOrder DAO , Baseline protocol and D/labs). Dhruv's expertise spans across public and permissioned blockchains, where he has excelled in smart contract development, technical writing, audits, and MVP dapp creation.
Outside of his primary responsibilities, Dhruv is an active member of the web3 developer community ecosystem with his role as leader of the Polygon France guild and contributor to the Kernel Block community. Dhruv spends his free time participating in blockchain related events and has won some such as the ethglobal hackmoney and gitcoin hackathons.
He is also an avid researcher and stays abreast of the latest developments in web3 technology such as ZkProof, ML use cases and DeFi adoption cases. He actively contributes to open-source projects and is committed to driving innovation in the blockchain industry.
Linkedin: https://www.linkedin.com/in/dhruvthegr8/
5) Mélissandre MONATUS:
Mélissandre is the co-founder and CMO of MUWPAY. She has a diverse background in applied sciences for automated systems, marketing and media/communication.
She spent more than 15 years working in marketing, communication, media and events at an international level, including 8 years in London where she worked for major video game publishers such as Activision Blizzard, Capcom, power tool manufacturers (Black&Decker) and media companies (DDB Agency).
She then continued her experience in Paris mainly in the indie video game industry working on MOBA games, the esport field and within indie studios for the European and African markets.
Since 2019, she has been teaching marketing, business, and event management in high schools. In 2021, she continues her work within the WEB3 industry in the field of video games and fintech.
6) Cédric MAGNE:
After many years in e-commerce, Cédric accessed the Blockchain fields in early 2019, working on NFT marketing projects developing smart contracts on Ethereum, Solidity and Javascript. He acquired skills on Cloud architectures, he also became a DeFi specialist on TypeScript, NextJs, Tailwindcss, Web3.js / Ethers.js, Truffle / Hardhat, Google Cloud.

