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Supporting developers, startups, and full-fledged companies building on Stellar and Soroban
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By Rivool Finance: RWA in Emerging Markets
Earn yield from real credit opportunities in emerging markets
What we’re adding
End-to-end deal manager on Rivool: onboarding, KYC, asset tokenisation, servicing.
Live tokenised pools of Brazilian private-credit sourced from regulated originators.
Investor portal for FI advisors and funds with real-time risk analytics and collateral tracking.
How Stellar helps
Soroban smart-contracts automate issuance, coupon/principal sweeps, and role-based access control.
Wallet abstraction via Stellar SDK lets TradFi users invest with e-mail/passkey—no crypto set-up.
Native stablecoin rails + fiat on-ramps move capital in and out instantly, cutting FX and custody friction.
Impact
Bridges global capital to low-volatility, high-yield emerging-market credit—in days/weeks, not months.
Proves Stellar as a fully compliant RWA backbone, opening a US $120 B addressable funding gap in Brazil rural credit
Delivers cheaper credit to 500+ farmers while giving 200+ investors a +9 % USD net yield.
Yes
$150.0K
Define what “success” looks like: Launch our first US$2M credit pool on the Stellar blockchain
Output: Onboard 200 investors to a Stellar-based pool that deploys credit to 500 small and mid-sized farmers.
Outcome: Create the first global channel for financing middle-market farms in emerging markets.
Target audience and channels:
Global investors seeking stable yield (9%+) from real-world assets
Primarily in the US, Europe, and Latin America
Channels:
B2B: we have a waitlist of 480 independent financial advisors in Brazil which we will offer them our pools in partnership
B2C: We have a +1.200 accredited investors waitlist in Brazil with more than 1M USD in investments offering our pools
Partner Network: Asset Managers who wants build private credit pools on-chain
Strategic partners or pilots:
Local Partnerships with Fintechs – we’ve partnerships and MOUs’ signed with rural credit originators operations already tokenized
Veriff – KYC/KYB/AML provider integrated from day one
Machado Meyer Law firm incubator – Ongoing legal partner advising on regulatory structuring (CVM 88, CVM 160), connection with institutional players and investors roadshows
Polygon & Stellar – Cross-chain tokenization and yield distribution infrastructure
Select group of global early investors in the waitlist
How we'll measure early adoption:
$ 2.000.000,00 in net new money on Stellar Pools
200 new investors onboarded on a pool
Monthly active wallets receiving yield via Stellar smart contracts
Since launching our Polygon main-net MVP in January 2025, Rivool has moved from idea to proven execution. We have already tokenised R$ 3.6 million in Brazilian private-credit assets and signed a contract to expand that figure to R$ 10 million with Nagro Securitizadora. All loans are current—zero defaults—benefitting 131 rural producers across 23 states while delivering 9-11 % net USD yield to investors.
Demand is strong: 1 269 qualified investors and 480 financial-advisor leads have joined our wait-lists. Strategic partners are in place, including Nagro for origination, Veriff for KYC/AML, and Machado Meyer’s incubation programme for legal oversight. We also receive infrastructure credits from the AWS and Google for Startups programmes.
Research:
Waitlists, signups, or beta users
Partnerships
Machado Meyer Law Firm Incubation program
Nagro Agro Securitizadora (Fintech credit originator)
Veriff - for KYC/AML services
Amazon for startups - Credits on AWS services
Google for startups - Credits on Google services
On-chain activity is publicly verifiable through our live pools at Polygon mainnet live investment pools
Supporting resources—market reports, blog posts, and traction dashboards—are available on our website and linked drive folders. Building on this foundation, our roadmap targets US $1.5 billion TVL within ten years, with Stellar’s cost-efficient Soroban contracts and native stablecoin rails chosen as the critical next step to reach that scale.
Functional smart contracts for pool creation and token issuance
Automated yield distribution system tested locally
Access control with investor/manager/auditor roles implemented
Working prototype with WebAuthn integration
Account creation in under 60 seconds
Recovery mechanism functional
All contracts deployed and verified on testnet
Successful stress test with 1000+ simultaneous transactions
Integration test suite passing 100%
Security validations
Functional integration in sandbox/testnet environment
Simulated investment using a local bank account processed successfully
Automatic reconciliation and token issuance triggered by payment confirmation
Functional portfolio manager portal with real-time access to risk assessments and investment decisions.
Onboard at least 5 waitlisted financial advisors partners to test the platform and provide feedback
Advisor dashboard live with client referral management features.
User feedback collected and ≥80% satisfaction rate in initial pilot.
All user-facing systems connected via API or direct calls to on-chain contracts
Real-time error tracking and system logs implemented
UX improvements based on feedback from at least 10 test users
Internal dashboard live for monitoring investment flows and user interactions
All components pass pre-launch QA checklist
Security validations
Mainnet contract addresses published and verifiable
Pool fully subscribed with $2M tracked on-chain
All investor accounts active and mapped to tokens
Fiat-to-token flow tested and used in real conditions
Rivool’s founding team brings together deep expertise in institutional finance, blockchain infrastructure, and credit structuring — uniquely positioning the company to execute real-world DeFi in emerging markets.
Tiago Piassum (CEO): Built and exited a $1B AUM investment firm (Marco Investimentos) in just 3 years. Former partner at XP Inc., with over a decade of experience in institutional finance, digital transformation, and B2B strategy.
Lorrayne Viana (COO): Legal and compliance specialist with a track record scaling web3 startups 10×. Led marketing and legal operations for a 5,000+ client/year growth company. Background in law, management, and cross-functional ops.
https://www.linkedin.com/in/hallanneves/
Hallan Neves (CTO): Computer engineer with 15+ years in high-performance systems and blockchain. Built infrastructure that processed R$10B/month in assets, reduced costs by 80%, and leads a team of 7 engineers.
https://www.linkedin.com/in/hallanneves/
Felipe Sena (CPO): Experienced in fund controllership (USD 10B+) at Sicredi Bank. Holds a dual MBA from Hult International Business School. Felipe Sena supports product and operational execution to enable Rivool’s business model and acts as a key liaison with international partners and ecosystem stakeholders.
https://www.linkedin.com/in/senafelipe/
Cristiano Oliveira, PhD (Head of Research): PhD in Applied Economics and professor at Universidade Federal do Rio Grande. Expert in quantitative methods, with multiple publications in international journals and focus on risk modeling.
https://www.linkedin.com/in/cristiano-aguiar-de-oliveira-8b570760/
Mauro Leite (Advisor): Serial entrepreneur and investor, with 2 exits in the tech space and strong expertise in scaling fintech platforms.
https://www.linkedin.com/in/mauro-meirelles/
Tiago Piassum
Cristiano Oliveira
Lorrayne
Hallan
Felipe Sena
By Rivool Finance: RWA in Emerging Markets
Rivool Global Account