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By Wagent
Offers merchants effortless reception and management of crypto payments and easy checkout for the buyers.
What is the product?
Wagent is a decentralized payment gateway within the Stellar and Futurenet networks. Beyond simplifying payment processes, Wagent offers powerful features tailored to meet the needs of merchants and buyers. Wagent provides a streamlined payment process, allowing buyers to select different payment options: direct, stream, or vesting, catering to diverse buyer preferences. This not only enhances revenue potential for the merchant but also opens new avenues for growth and global reach. Moreover, Wagent's integration with the Fluxity protocol ensures secure and trustless payments, empowering buyers to manage their financial commitments effectively. Wagent provides seamless integration with popular e-commerce platforms through plugins for Presta, Magento, OpenCart, WordPress, and Shopify, ensuring effortless adoption and compatibility for merchants across various platforms. Wagent introduces automated conversion of payment tokens into the merchant's chosen currency. For instance, if a buyer selects XLM to pay for a product, Wagent seamlessly swaps incoming tokens to the merchant’s desired tokens before transferring them to the merchant's address, ensuring a smooth and convenient experience for both parties. Furthermore, Wagent streamlines the payout process for merchants with automated receiving of different tokens. Merchants no longer need to manually trigger functions or click buttons to access accumulated funds from buyers. Instead, Wagent's fully automated system ensures that merchants receive their earnings effortlessly, enhancing operational efficiency and convenience for businesses of all sizes.
What problem does it solve? How does it solve them? And what audience it solves them for (explain the benefits)
Wagent addresses the complexities and inefficiencies often associated with online transactions by offering a range of solutions tailored for both merchants and buyers within the Stellar and Futurenet networks. The Stellar Network is designed for financial purposes and it has great potential to be a widespread solution for crypto payments, but it lacks in having a fully decentralized automated payment gateway in which merchants would easily install plugins and integrate them and also let buyers purchase products and services. Due to Stellar’s fast, reliable, and cost-effective nature, Merchants can get a great deal compared to centralized solutions without any formalities. Wagent allows merchants to accept various tokens, giving buyers the freedom to choose their preferred method of payment. Wagent would then convert these tokens into a single token chosen by the merchant, aiming to simplify the payment process. It's worth noting that while centralized payment gateways often charge significant fees, ranging from 2% to 3% of the transaction amount, our platform operates on the Stellar and FutureNet networks, which offer fast and low-fee transactions. This means that buyers using our platform do not need to pay as much in fees compared to traditional payment gateways, resulting in cost savings for both buyers and merchants.
How it works and how it uses Stellar/Soroban?
Underneath the hood, Wagent utilizes proxy smart contracts to manage transactions in a trustless manner. These contracts handle various payment options such as direct payments, streaming, or vesting, enabling flexibility for both buyers and merchants. Upon completion of a transaction, Wagent's automated system ensures that merchants receive their earnings promptly, without the need for manual intervention. Furthermore, Wagent leverages the Fluxity protocol for streaming payments, locking tokens in a smart contract vault, and unlocking portions of funds incrementally over time. This feature grants buyers the flexibility to cancel subscriptions at any time while providing merchants with a steady revenue stream. Additionally, Wagent seamlessly bridges transactions between the Stellar and FutureNet networks, allowing buyers to utilize their preferred network for payment while ensuring seamless cross-network transactions for merchants. Wagent's backend infrastructure seamlessly converts incoming tokens into the user's preferred currency through a sophisticated process. Leveraging on-chain decentralized liquidity pools, Wagent efficiently swaps user tokens, ensuring optimal prices and liquidity. Even if the token originates from the Stellar network, Wagent intelligently identifies the best prices, executes swaps, and seamlessly bridges the tokens to meet user preferences.
$43.4K
We are a team of two, Ceyda and Ruveyda, who have been active in the Stellar ecosystem for over a year. Additionally, we collaborate remotely with experienced professionals worldwide, including UI designers, motion graphic artists, branding experts, and other specialists to bring our projects to life.
Ruveyda Kışla
Ceyda Esen
No other submissions.